Peppers Homeloans' home loans
Established in 2001, Pepper is one of Australia’s leading providers of specialist residential home loans. It is also recognized as Australia’s leading special servicer of third party asset portfolios, including residential and commercial mortgages, equipment and auto leases, and unsecured business loans.
Pepper primarily focuses on providing home loans to customers who do not meet the acceptance criteria of banks, building societies, credit unions and traditional non-bank lenders, in particular the self-employed, small business owners and borrowers with irregular income, an unsubstantiated savings history or a prior record of minor credit impairment.
Currently celebrating its tenth year in operation, Pepper is a pioneer of the Australian specialist mortgage sector and one of Australia’s leading non-bank financial institutions. Pepper offers a genuine financing alternative to prime quality borrowers who are typically denied access to residential home loans due to restrictive lending criteria. Their differentiated product and service offering sets them apart from the vast majority of their non-bank competitors and offers customers a professional alternative to dealing with the major banks.
Pepper’s underwriting philosophy, credit, loan servicing, collections and asset recovery procedures have been developed over more than 20 years of specialist mortgage lending experience, tried and tested in both Australia and the United Kingdom.
Whether you are purchasing your first home, investing in property, refinancing or renovating your dream house, your local Mortgage Choice broker can help you achieve your homeownership goals with advice on a range of Pepper Home Loans’ mortgage products.
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