Andrew Heath
Mob: 0411 550 600
Welcome to Mortgage Choice in Windsor, your local mortgage broker, serving the Hawkesbury area.
Whether you are a first home buyer looking for your first home loan, an investor looking for a home loan for an investment property or a home owner looking to refinance to a better rate or to a fixed rate home loan or to consolidate some debts, Andrew Heath and his professional, award winning team at Mortgage Choice in Windsor are here to help you through this often daunting process.
Our professional local team will keep you informed every step of the way and we will explain every detail of your home loan in plain english - we will happily answer all your home finance questions.
We are happy to discuss your needs in our Windsor shop or our mobile brokers can meet you at a time and place to suit you.
Andrew Heath and his team have been the recipient of many awards from both the local Hawkesbury area within the mortgage industry. "Hawkesbury Business Excellence Awards" - Finalists - three years - Excellence in Customer Service,
"Australian Achievers Awards" - Excellence in Customer Service - Highly Commended four years.
"High Flyers" - in the top 15 Mortgage Choice businesses in Australia for three years also.
We look forward to the opportunity to help you with your property finance needs.
We compare up to 28 lenders in one convenient appointment,to help find the home loan most suitable for you needs. Some of these lenders are: ANZ Bank, Commonwealth Bank, St George Bank, Westpac Bank, Homeside, Bankwest, Pepper, ING, and Newcastle Permanent.
We can help you with a land loan, construction loan, renovation loan, first home loan, second home loan, investment loan, refinancing, debt consolidation, equit loan, bridging loan or a reverse mortgage - in fact we aim to help with all your property finance needs and keep looking after you for the life of your loan.
Testimonials
"Every single member of your staff has been outstanding when it comes to providing brilliant customer service. They were very easy to talk to and always explained things to us in a cheerful and patient manner. Obtaining a loan and remortgaging a home are quite stressful times so it was wonderful to feel like you had our best interests at heart and were there to make the ride as smooth as possible" Natalie Johnson - Refinance - Bowen Mountain.
"Professional, hassle free, stree free service with a smile - very impressed" Andrew Travers - First Home Buyer - North Richmond.
"Everything regarding our loan was dealt with straight away and all the hard work was much appreciated" Lauren Davidson - First Home Buyer, South Windsor.
Spring clean your mortgage with these tips
Giving your mortgage a spring clean for the year ahead can often end in a pleasing result. A good de-clutter never goes astray and often uncovers financial aspects of your life that need some reassessment or to be changed altogether. A simple adjustment could save you thousands of dollars.
For example, say you have a mortgage of $250,000 at 9.47% p.a., adjusting your budget to include $20 extra per week in your mortgage will save you over $105,000 in interest on the total loan amount plus reduces the loan term by over five years.
The spring season is a great time to get all your paperwork reorganised for the sunny months ahead so why not do this while you're giving your home a 'spring clean'. Then your home really is thoroughly cleared out and all set to enjoy with peace of mind".
- Look at your past year’s budget and expenditure to see what aspects of your spending you can move around so you can perhaps add extra dollars to your mortgage. Every little bit goes a long way to saving interest payments and time off the loan term.
- Get to know your mortgage. Recent research showed more than half of Australia’s mortgage holders do not know their mortgage interest rate. It is one of the biggest financial commitments a person can make so get to know all about it!
- Consider the mortgage features you use. Does your loan have a range of features you don’t use? You might be able to switch to a ‘cheaper’ loan with fewer options. Or, you may benefit from a loan with more features, such as an offset account.
- Look into debt consolidation if you are struggling with a range of debt repayments. By rolling your other debts into your mortgage you will pay less each repayment period and gain some peace of mind. However, remember that those debts will be stretched over a longer period i.e. your entire home loan term.
- Get a free home loan health check from a reputable mortgage broker. There is no obligation so no reason to not check you’re still doing the best thing by your mortgage.