Andrew Heath
Mob: 0411 550 600
Mortgage Choice in Windsor, Hawkesbury - Home Loans with Local Experience and Expertise
Looking to buy in the picturesque Hawkesbury area? Buying a home is a big decision and you need someone with the skills, experience and local knowledge to help meet your property goals and achieve your home ownership dreams.
Whether you are looking for home loans, investing in property or wanting to re-examine your existing mortgage arrangements - Mortgage Choice in Windsor, has just the team to help you on your way. Simply contact us using the link above or call us on 4577 7804 to get started.
Mortgage brokers " Offering you real home loan choice"
Why rely on lenders with a limited range of home loan products to offer? As a mortgage broker we have access to a wide range of lenders and home loan products " ensuring you will be able to find those home loans that are most suitable for your needs. Our friendly staff will be there with you every step of the way to help you work out what home loans are available to help you meet your property purchase goals.
Our professional Home Loan advice depending on your requirements includes:
First Home Buyers
Refinancing Existing Home Loans
Debt Consolidation
Investment Property Loans
Fixed vs Variable Rate decisions
Selling or Moving Home
Top up existing loans
Your local Hawkesbury mortgage broker
With ten years experience helping people in the Hawkesbury region of NSW reach their home ownership goals, our team of mortgage brokers have the skills needed to help you get the home loan you need. We've been residents in the Hawkesbury area for 20 years and know the region inside and out. The local relationships we've built up in the Hawkesbury area over this time give you an edge when seeking financing for property investment or to buy your home.
Helping you with your home loan every step of the way
We're not interested in simply getting your home loan and sending you on your way. By working with Mortgage Choice in Windsor you are not only helped with every aspect of your mortgage application but we continue to help you past that initial loan approval. We want to make sure you are constantly kept aware of changes in the housing and financing market over the lifespan of your home loan to help you get the most out of your current situation.
Award winning excellence
We're proud of our successes. Our team has consistently been a finalist in local business awards in addition to winning the Australian Achievers Award for Excellence in Customer Service in 2010. We're here to help you and our awards are proof that we mean what we say. When you speak to us you are not only gaining a home loan specialist to work at your side but one that has been recognised locally, within NSW and Nationally for its excellence in helping people with their property finance needs.
More than just Windsor mortgages
No matter your loan requirements, chances are we can help. We not only have access to a wide variety of lenders and home loan products but can also help with personal loans and other financing options for more specific purchases like cars, trucks and business equipment. Our local experience here is invaluable as we understand the needs of the residents and business owners of Hawkesbury and can help you get the loan you need.
What's next
We can't wait to meet you. To arrange an obligation free consultation with our team to find out how we can help you either contact us by clicking the link above or call us on 4577 7804. We are happy to see you in our Windsor office or we offer a mobile service, so that we can see you at your home. We look forward to speaking with you.
Testimonials
"We had been told by other providers we would not be able to get finance so we are very happy you were able to get it over the line for us!"
Sarah and Brent Scharfe - First Home Buyers
"You made refinancing very hassle free! Very Impressed!"
Kathlene Nutt
"For Brad and I building our first home was a breeze thanks to Andrew and staff. I would recommend Mortgage Choice in Windsor and will use them again in the future"
Brad and Stacey Hunt - First Home Buyers
"Every single member of your staff has been outstanding when it comes to providing brilliant customer service. They were very easy to talk to and always explained things to us in a cheerful and patient manner. Obtaining a loan and remortgaging a home are quite stressful times so it was wonderful to feel like you had our best interests at heart and were there to make the ride as smooth as possible" Natalie Johnson - Refinance - Bowen Mountain.
" Your excellent, professional service not only saved us thousands of dollars in mortgage insurance, but also has given us the opportunity to have an investment property - Thank you!"
Mark and Dawn McElroy - Purchase
"We found your service to be very helpful, you always made yourselves available for queries and explained everything clearly. Would not hesitate to recomend you"
Nicola Read Investment Property Refinance
"Professional, hassle free, stress free service with a smile - very impressed" Andrew Travers - First Home Buyer - North Richmond.
"Lesley and the team were professional, organised and attentive to my needs with Five Star Service. Getting my loan was easy."
Sharon Fisher - Purchase.
"Everything regarding our loan was dealt with straight away and all the hard work was much appreciated" Lauren Davidson - First Home Buyer, South Windsor.
How to choose a home loan
Here are 5 essential tips that you should consider when choosing a home loan:
1. Interest rates
Interest rate is obviously important, but remember that you are not simply looking for the home loan with the lowest interest rate because there are many other considerations.
For example, the mortgage lender with the ‘best’ interest rate may have high ongoing fees and therefore your home loan may cost you more in the long term than a similar one with a higher interest rate.
Be sure to consider ‘break and switch’ costs as well because if you decide to pay out your home loan or refinance before time will you be charged exorbitant fees to do so.
Also, be wary of an introductory rate. It may be ‘cheap’ at the start but it may also revert to a much higher rate after once the introductory term has finished. You should try to negotiate an interest rate discount with your mortgage lender over the longer term.
2. Features and flexibility
What are the home loan features that you need? Home loans with the ‘best’ interest rate may not have all the features you need or be as flexible as you need it to be. For example, do you want the ability to pay extra so you can prepare yourself for future rate rises and also create a buffer if your financial circumstances change?
You also need to consider the accessibility of your mortgage lender in terms of ATM, internet, face-to-face contact, etc. Decide what you need and ask whether your chosen home loan lender has the features available.
3. Consider the current home loan approval times
Is your home loan approval time critical? If so, the lender with the ‘best’ home loan may not be able to get your loan approved in time. During peak processing periods, lender service times can vary between 2 to 20 working days.
4. Compare home loan products
Visit a reputable mortgage broker with more than 20 lenders on their panel. This way, you can research and compare a broad range of home loans and lenders all within the one visit.