Arthur Ways
Mob: 0404 818 676
Sandra Ways
Mob: 0439377321
Mortgage, Home Loan and Refinance Service in Beenleigh and Surrounds
Your local mortgage broker in Beenleigh, Edens Landing, Holmeview, Mt Warren Park, Windaroo, Eagleby, Ormeau, Jacobs Well, Yatala, Waterford, Bethania, Cedar Creek, Tamborine, Eagle Heights, Mt Tamborine, Jimboomba, Crestmead, Marsden, Boronia Heights, Park Ridge and Greenbank.
"Thank you for your personal attention to our business and for ensuring our satisfaction. You were attentive and prepared to go the extra mile during and after the application phase and settlement of our loan. We are one of many clients to Mortgage Choice, however it is our only mortgage and I never felt it was less important to them than it is to us." Emma Francis, client
We have helped over 1500 families and individuals realise their property dreams since our business began in 2004. Our service takes the stress out of the home loan application process.
We compare hundreds of home loan products and work with you to find the one that will suit you best.
We will arrange your:
Home loan for your owner occupied or investment propertyPersonal LoanCar Loan; andCommercial FinanceWe take care of everything from application to settlement and beyond.
The only time you will have to pick up a pen is to sign your application and mortgage documents!Our office is at 86 City Road in Beenleigh (next to ALDI) and you can drop to chat with us anytime. Alternatively, we will come to your home or office at a time and place that suits you.
To arrange an appointment with your Home Loan Specialists in Beenleigh call us on
1300 730 858 today.
Testimonials
We have been investing in property for some years now and have used a number of brokers during this time.
We hadn't really ever found a ʺgreatʺ broker - until now. The team at Mortgage Choice in Beenleigh are dedicated, organised and totally customer focused. Our circumstances were difficult and the loan was touch and go, but Arthur's ability to 'think outside the box' and the team's ability to work together was outstanding. The outcome was better than we had expected - it was ʺbest case scenarioʺ. We will definitely recommend Mortgage Choice in Beenleigh to our friends for all of their finance needs. We will be back.|||Daniel and Julie Adams|||Property Investor|||Mount Warren Park|||QLD
I've had financial dealings with many banks, brokers and other Mortgage Choice people during the 40 odd years of trying to become financially independent. I can highly recommend Arthur Ways of Mortgage Choice at Beenleigh to give his utmost professionalism, and unbiased advice in dealing with banks to get you the most suited mortgage for your personal circumstances.
I'm now on my way to being financially secure.
Thanks Arthur and thanks Sheree.|||Eileen Toomey|||Refinancer|||Birkdale|||QLD
Thank you for your personal attention to our business and ensuring our satisfaction. Both Arthur and Sheree were attentive and prepared to go the extra mile during and after the application phase and settlement of our loan. We are one of many clients to Mortgage Choice, however it is our only mortgage and I never felt it was less important to them than it is to us.|||Emma Francis|||Refinancer|||Logan Village|||QLD
I am very happy with the team at Mortgage Choice Beenleigh. Thank-you very much for all you have done for us.|||Matthew Van Eck|||Refinancer|||Mt Warren Park|||QLD
You guys are the best.... Once again you have managed to make the whole process of purchasing a property so easy and painless. I have absolute faith in all that you do,
I will highly recommend your services to all my friends and family.
Thank you|||Julie Marjanovic|||Upgrader|||Waterford|||QLD
A friendly and helpful team headed by Arthur and backed by Sheree, his trusty and ever resourceful side kick. I have used the team before and headed straight for them when I needed a second loan. I would strongly recommend this team to anyone even considering their options.....you will not be sorry.|||Peter Ellis|||Upgrader|||Beaudesert|||QLD
Once again Mortgage Choice Beenleigh has provided prompt professional service with regular communication on the progress of our loan. We have always found your team friendly and courteous and most importantly provided the product we require for our needs. Well done to Arthur and the team and we look forward to dealing with you again in the future.|||Gary Francis|||Refinancer|||Ormeau|||QLD
Despite bringing forward our settlement by a week, giving Arthur and his team a tight timeframe to work within, everything was handled and completed on time. Arthur and his team have a great 'can do' attitude to getting things done. Thank You.|||Bryn Morrison|||First Home Buyer|||Eden's Landing|||QLD
Arthur and Sandra provided a prompt and professional service for us. They were easy to contact and always willing to talk to us, often after hours. Arthur understood our situation and was able to find a suitable solution within a short timeframe. They were extremely helpful and lovely to deal with. We wholeheartedly recommend their services.|||Linda and Aaron Martin|||Refinancer|||Logan Area|||QLD
How will today's rate cut help you?
Save more by revving up your loan repayment strategy
Published: 3rd May, 2012
Provided lenders pass on all or most of today's Reserve Bank cash rate cut, astute home loan holders who maximise this opportunity could save thousands of dollars in interest and shave months, or even years off their loan term, according to Australia's largest independently-operated mortgage broker, Mortgage Choice.
Company spokesperson Belinda Williamson said, "We hope today's move by the Reserve Bank to lower the cash rate by half of a percentage point to 3.75% does not become a non-event for variable rate borrowers. A decision by lenders to pull the rate lever will likely have a much needed, positive impact on property buyers' plans and borrowers' ability to repay their home loan quicker."
"It is no secret that some lenders have shown a reluctance to pass on the full rate cut in a bid to safeguard their businesses against future funding costs. However, we are hopeful that in an effort to reignite the property market, entice new customers and in the spirit of competition, lenders will lower their home loan interest rates.
"Even if lenders, regrettably, pass on only part of the cash rate cut, astute borrowers who rev up their loan repayment strategy by keeping repayments at the pre rate cut level could save thousands of dollars in loan interest and shave months, or years off their home loan term."
If a lender passes on the full 0.50% rate cut announced today, for someone with a $300,000 loan at 7.25% over 25 years, it would lower monthly loan repayments by around $96.
"If a borrower continued to repay their loan at the pre cash rate cut level, leaving the monthly savings of $96 in each repayment, it could save them $68,364 in total interest payable and may see them repay the loan two years and eight months earlier," said Ms Williamson.
"If lenders choose not to pass on all, or most of the cash rate cut, borrowers should see it as a signal to shop around for a more competitive deal. Of course, they should not move from one lender and/or loan product to another without carefully weighing up the cost versus benefit of doing so.
"Health checking a home loan with a mortgage broker is a great way to ensure you are getting the deal suited to your needs and financial circumstances."
To see the impact extra repayments can make to your home loan, visit Mortgage Choice's Extra Repayments Calculator:http://www.mortgagechoice.com.au/extra-repayments-calculator.