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Interest rates

from %*
p.a.

Comparison Rate %
p.a.

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Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories.

Mortgage Choice's panel of lenders

Home loans - panel of lenders

Not all brokers sell the products of all lenders, and some products of lenders may require special approval.

Expert advice at no cost to you

We find you the right home loan deal

With the official interest rate at historic lows, the lenders are battling it out for your business. But with so many hot home loan deals available, we can cut the confusion and help you find the one that's right for you.

Choose from up to 25 lenders

Our mortgage brokers across Australia give you access to hundreds of great home loan deals from up to 25 lenders, including the big 4 banks.

We do all the legwork

We take the stress out of the process by doing all the legwork for you, at no cost to you because the lenders pay us after the mortgage is settled. This doesn't affect the deal you get from the lender.

We pay your broker the same rate

At Mortgage Choice, the only thing that matters to us is the home loan that's right for you. So we pay your mortgage broker the same rate no matter which home loan you choose from our wide choice of lenders.

Amazing service makes customers #HappyAs

What to look for in a mortgage?

When shopping around for a mortgage, look beyond the interest rates. You should also consider the various features offered by different home loans, and how they fit in with your current circumstances as well as future plans.

There's a lot to consider when choosing the right mortgage. Fixed or variable interest rate? Would I benefit from an offset account? Will I have to pay Lenders Mortgage Insurance (LMI)? What's my Loan to Value Ratio (LVR)?

Small things can make a big difference, which is why it pays to talk to a Mortgage Choice home loan expert.

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*Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories. The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. Warning: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.