Des Turville
Mob: 0407 008 704
Your Mortgage broker specialising in Home Loans in Brisbane North and surrounding districts.
Des is a licensed, fully qualified mortgage broker who has over twenty years involvement in customer service and finance and prides himself with an ability to assess each client's home loan needs accurately and with a minimum of stress to those involved in the borrowing process.
Specialising in all types of home loans including, refinances and investment mortgages as well as first home owner's loans, we can research a multitude of lenders products and tailor a loan that will suit your individual requirements.
* Mortgage Choice enjoys a reputation second to none in the home loan industry, as Australia's Best Mortgage Broker. We do not have our own loan products. As a franchisee of Mortgage Choice, we focus on our customer's needs as our first priority.
Mention the word, Mortgage Broker and various images can be imagined. I am a friendly, outgoing, easy to get along with fellow with a grown up family who has had mortgages in two states. I am passionate about doing the right thing for my customers. I invite you to use my services, remember, there is no cost to you from Mortgage Choice.
As your personal loan consultant my job is to find the right loan. You can expect me to do all of the leg work that is involved, beginning with assessing your needs and matching those requirements to a suitable lender.
I will detail the fees and costs associated with the home loan and the purchase or refinance of your property.
Explain the details of your home loan and submit the application to the lending institution you select from our Lender Panel.
I will provide a constant line of communication to you and all parties to the loan, including your conveyancer and agent.
I am available at all times to answer your queries. Ring my number and I answer the phone. I offer a personal service that we all expect, but very rarely receive.
My office is located Level 3/18 Banfield Street, Chermside. Opposite Bob Jane T-Mart. I am also available to visit you at your home at a time and day that is most convenient for you and your family. Including weekends.Call me on 0407 008 704
Your Mortgage Choice broker can now assist you with, personal loans, car and equipment loans, income protection and life insurance cover as well as debt reduction.
*This information refers only to loans provided by our panel of up to 23 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.
Testimonials
For the uninitiated, the world of property ownership can be somewhat daunting. In between analysing the market, choosing a potential location and determining the type and size of property which meets your needs and budget – it can seriously test your patience and resolve. But when it came down to arranging finance, the best thing I did was to make an appointment with Des. He was comprehensive and transparent in explaining my options and associated costs, allowing me to make a well-informed decision. Des’ professionalism and commitment to personalised service was truly impressive, maintaining open lines of communication and a genuine interest in the whole process. I have recommended Des’ services to several of my friends and work colleagues, who have realised a similarly pleasant experience in their dealings with him, and will continue to utilise Des for all my future loan requirements. Matthew Jozefczyk. Sunnybank Hills, Brisbane.
As a first home buyer, I initially found the whole process quite overwhelming and needed someone knowledgeable when it came to getting a mortgage.Des was endlessly patient with my many questions and went out of his way to explain in depth the multitude of options available to me. He was at all times approachable and nothing was too much trouble. I found Des' professionalism and guidance invaluable and would recommend him to anyone seeking a mortgage.
Alana Mitchell.
Des Turville recently assisted us in obtaining a home loan which met our personal requirements. We really valued his professional, helpful and reliable approach. He provided us with detailed information about our options and also assisted us with understanding our potential commitments. He kept us informed at all times about the progress of our application and took prompt action in obtaining additional information when requested.
We highly recommend him as a mortgege broker and hope to use his services in the future.
Bob and Mary Mather. Margate, brisbane.
Dear Des, we want to thank you for the fantastic service we received from you in arranging our home loan. In a world of computerised phone answering systems and bad call centres, it was wonderful to experience such personal attention and outstanding communication. We really can't express how great you were. We will recommend you to anyone looking for a home loan. Best Regards, Sarah and Mike Goulding. North Brisbane.
Interest rates remain steady at 4.5%
With consumer and business spending, building approvals, home finance and retail sales showing lacklustre results, Mortgage Choice believes the Reserve Bank has made an accurate decision in keeping the cash rate at 4.5%.
Existing and potential property owners will be elated to hear the cash rate is on hold for a second month as they reassess their budget for the new financial year. It means lenders will be much less likely to move mortgage interest rates up as winter takes hold.
Slowed home loan demand and housing prices is a good thing however, for those looking to enter the market. Less competition for property means some local areas may become a home buyers’ market. Anyone with a healthy deposit or equity, a steady income, few debts, a good credit record and solid employment, may find they are well placed to build upon their financial portfolio now by buying property.
Clever home loan borrowers used the relief of decades-low rates over late 2008 and most of 2009 to get ahead with their mortgage repayments and prepare for changes to interest rates and their financial situation. Many continue to do so. Mortgage Choice’s 2010 Recent First Homeowners Survey found 64% of respondents were making extra mortgage repayments, with the majority contributing as much as possible. This not only helps a borrower create a financial buffer, it shaves time off their loan term and off the overall interest owed.
To find out how your home loan compares to others mortgage products currently in the market, call us for a free home loan health check. It may save you time and money!
Our Home Loan Comparison Calculator allows you to quickly compare two different home loans.