Des Turville

Mortgage Choice
Tel: 07 3359 4122
Fax: 07 3359 4533

Contact Us

Your home loan specialist servicing Chermside, Aspley, Strathpine, Warner and numerous suburbs bordering Nudgee Carseldine and Bald Hills.

Des has over twenty years involvement in customer service and finance and prides himself with an ability to assess each clients needs accurately and with a minimum of stress to those involved in the borrowing process.

Specialising in refinances and investment mortgages as well as first home owners loans, we can research a multitude of lenders products and taylor a loan that will suit your individual requirements.

Mortgage Choice enjoys a reputation second to none in the home loan industry, as Australias Best Mortgage Broker. We do not have our own loan products. As a franchisee of Mortgage Choice, we focus on our customers needs as our first priority. Our commission is not influenced by any one lender product as we are paid the same regardless of the lender selected.

Mention the word, Mortgage Broker and various images can be imagined. I am a friendly, outgoing, easy to get along with fellow with a grown up family who has had mortgages in two states. I am passionate about doing the right thing for my customers. I invite you to use my services, remember, there is no cost to you from Mortgage Choice.

  • As your personal loan consultant you can expect me to do all of the leg work that is involved, beginning with assessing your needs and matching those requirements to a suitable lender.

  • I will detail the fees and costs associated with the home loan and the purchase or refinance of your property.

  • Explain the details of your home loan and submit the application to the lending institution you select from our Lender Panel.

  • I will provide a constant line of communication to you and all parties to the loan, including your conveyancer and agent.

  • I am available at all times to answer your queries. Ring my number and I answer the phone. I offer a personal service that we all expect, but very rarely receive.

    My office is located Level 3/18 Banfield Street, Chermside. I am also available to visit you at your home at a time and day that is most convenient for you and your family. Call me on 3359 4122

    Remember, the Mortgage Choice service continues for as long as you need it.

    • Top tips for first home buyers

    Applying for a mortgage doesn’t have to be difficult. However, it is best to be well prepared before you start the home loan process. Here are some tips to help first home buyers prepare for their first property purchase.

    1.     Do your research

    Apart from visiting a reputable mortgage broker – much more time-savvy than visiting 20 or more lenders individually – start taking note of property and mortgage related information sources.

    2.     Visit home loan calculators online

    There are plenty of Australian home loan calculators on the internet. These will give you an idea of how much your income, assets and liabilities will allow you to borrow as well as what the repayments will be on a particular home loan amount.

    3.     Write up a budget

    If you don’t already have a budget plan in place, create one! If you can follow a budget for a year-long period or more, tweaking it long the way, then you’ll have a strong idea of what money you need to put aside for things that crop up regularly through to once a year.

    4.     Determine if you are eligible for the First Home Owner Grant

    You may be eligible for the Australian government’s First Home Owner Grant. There are also a range of state concessions available on top of the First Home Owner Grant. Your local Mortgage Choice broker can walk you through them.

    5.     Think about concessions and other costs involved

    You may know how much you can afford but have you considered the new car you’ll need in a year’s time or new/replacement furniture or that overseas trip you’ve been thinking as being two years down the track? When you’re committing your money to a mortgage, you’re committing your lifestyle to a mortgage too.

    6.     Consider suitable loan types

    Many people are not aware that there are many different types of mortgages. Everything from family equity loans to paying off a loan with a friend rather than by yourself can bring property ownership closer than you may think.

    7.     Determine your property picture

    Once you have a better idea of the loan type, repayments and loan amount, you can start looking at areas and types of homes you think you can afford.

    8.     Consider a pre-approval

    Consider a loan pre-approval before going on the serious hunt for a place to buy. These are normally valid for three months at a time, with a possibility of extension.

    Contact your Mortgage Choice broker to help you to find the home loan that suits your needs.

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