Dirk Westra
Mob: 0438 988 046
Lisa Westra
Mob: 0438 988 034
Your local Mortgage Broker at Carindale for all your Home Loan needs.
Here at Mortgage Choice Carindale we are a family run franchise covering the Mount Gravatt/Sunnybank area.
All of our professional team holds a Certificate IV qualification in Mortgage Broking.
It is our privilege to help people find the most suitable mortgage to enable them to fulfill their dreams of owning their own home or investment property.
WHY MORTGAGE CHOICE AT CARINDALE?
Purchasing a home is an emotional experience no matter how many times your have done it. Our aim is to de-stress the process and support you through the experience from application to settlement and beyond.
Our team will provide you with personal and effective service to achieve:
The purchase of your first home
Refinancing and Debt Consolidation
Purchase of your investment property
Home Equity Release
We aim to make you loyal clients for life to assist you through your mortgage journey from your first home to your retirement dream.
Testimonials
I was really happy with the prompt efficient service from the team at Mortgage Choice Carindale. Communication was paramount. I was always kept updated on the progress of my loan without having to ask. Very professional hard working team who really worked for me in achieving results for which i thank you!
K Bradford
August 2009
The team at Mortgage Choice Carindale were extremely helpful and assisted me with explaining all of my options.
Their estimates were very accurate and there were no surprises when my loan documentation arrived.
Their responses to my queries were timely and they should be commended for their professionalism.
Kerry-Lee Crouch
July 2009
Nice, and straight to the point. You answered all my stupid questions and helped us learn a lot about home loans.
Thank You
Zara & Ryan
June 2009
A lot of things go in one ear & out the other. There were times when I had to clarify details more than once. Mortgage Choice Carindale was always easy to get onto & very helpful. They went through every step carefully & precisely & made me feel I was completely confident with my decision. I had no stress nor any reservations.
Di Hurcum May 2009
We gained a lot of extra/personal experience & information from you guys. You were always available if not in-store.
Sharon Alldridge
Brett & I were extremely happy with your service and the helpful information. Your willingness to answer questions was second to none.
Thank you
Mandi Mercer & Brett Mortimer
To Dirk & the Mortgage Choice Team (Carindale)
Thank you for helping us purchase our dream home!
The service you provided was second to none.
Best Regards
Stephen & Barb
Hi Dirk & Lisa,
My partner and I called into your shop on Saturday and you gave us some advice on our purchasing options for the New Year.
You were extremely courteous and we appreciated your advice. When we are ready we will certainly be in touch.
Thank you for your help, it was a great help.
Regards,
Paul & Kelly
Friendly, Professional, Knowledgeable, Able to overcome any problems! Made becoming a home owner much less stressful.
A Jones
March 2009
How to choose a home loan
Here are 5 essential tips that you should consider when choosing a home loan:
1. Interest rates
Interest rate is obviously important, but remember that you are not simply looking for the home loan with the lowest interest rate because there are many other considerations.
For example, the mortgage lender with the ‘best’ interest rate may have high ongoing fees and therefore your home loan may cost you more in the long term than a similar one with a higher interest rate.
Be sure to consider ‘break and switch’ costs as well because if you decide to pay out your home loan or refinance before time will you be charged exorbitant fees to do so.
Also, be wary of an introductory rate. It may be ‘cheap’ at the start but it may also revert to a much higher rate after once the introductory term has finished. You should try to negotiate an interest rate discount with your mortgage lender over the longer term.
2. Features and flexibility
What are the home loan features that you need? Home loans with the ‘best’ interest rate may not have all the features you need or be as flexible as you need it to be. For example, do you want the ability to pay extra so you can prepare yourself for future rate rises and also create a buffer if your financial circumstances change?
You also need to consider the accessibility of your mortgage lender in terms of ATM, internet, face-to-face contact, etc. Decide what you need and ask whether your chosen home loan lender has the features available.
3. Consider the current home loan approval times
Is your home loan approval time critical? If so, the lender with the ‘best’ home loan may not be able to get your loan approved in time. During peak processing periods, lender service times can vary between 2 to 20 working days.
4. Compare home loan products
Visit a reputable mortgage broker with more than 20 lenders on their panel. This way, you can research and compare a broad range of home loans and lenders all within the one visit.