Gavin Hoy
Mob: 0410 595 504
Welcome to Mortgage Choice in Leichhardt, your Home Finance Specialist.
Mortgage Choice in Leichhardt is your local home finance centre with over 15 years experience in the banking industry.
Getting a Home Loan can be confusing and somewhat daunting. Our team understands this and that's why we take the time to listen and discuss your needs.
When you choose our team you are not only getting a home loan, you have our commitment to continually work with you to ensure that your loan meets your changing needs. You see, we go through many different stages in our lives. You may be:
Buying your first home
Starting a family and dropping back to one income
Upgrading to a bigger family home
Renovating your current home
Looking to create wealth with an investment property
Each stage of your life requires a different structure of loan.
Our specialty is working with our client's, undertaking regular reviews and planning to ensure that their loan changes with them.
As a father with a young family, I and many of my friends have moved through the various stages of our lives. These experiences enable me to pass on the learning's we have all gained.
Our professional offices are situated in Norton Street Leichhardt or we can arrange to meet you at a convenient time and place that suits you.
Gavin Hoy is a full member of the Mortgage & Finance Association of Australia and holds a Certificate IV in Financial Services.
Contact us today on (02) 9564 0700 and benefit from our experience.
Testimonials
"The advice given was expert and the attitude always professional. I didn't realise getting a loan could be so easy! Thank you to Gavin for making everything stress free"
Taryn Burke
I would like to express my utter appreciation for your superior service and the assistance you provided us with the purchase of our first home. From the first appointment through to settlement, you have gone beyond the expectations of your job, and proven to us that choosing you and Mortgage Choice was the best choice we made.
M Vella
First Home Grant Increase
The Federal Government has recently doubled the First Home Owner Grant to $14,000 for first home owners purchasing existing properties and tripled it to $21,000 for first home owners buying new housing. All contracts entered into by June 30 next year will be eligible for the new assistance.
As a basic rule, you are eligible if:
- you are an Australian citizen or permanent resident.
- you are buying or building your first home in Australia, with the intention of occupying it as your principal place of residence within 12 months of the settlement.
It is important to note that if you are buying the property in conjunction with others, they must also meet the same criteria for the grant to be applicable.
The doubling of the First Home Owners Grant for all first homebuyers and a tripling for those who purchase a newly-built dwelling, along with the recent significant decreases in interest rates, should provide a much needed boost to the Australian housing market.
To find out if you qualify for the increased First Home Grant, book an appointment with your local mortgage broker.