Bart Tonna
Mob: 0413 739 654
George Boustani
Mob: 0414 233 300
Mortgage Choice - Hurstville Home Loan Office
About Us
We are a young and enthusiastic team focused on providing a professional and friendly service. We pride ourselves on our position as the customer's advocate - our concern is that the lender and home loan you take is the most suitable for you and your situation. We are determined that all of our clients are serviced as well as they possibly can be.
Service Is Our Priority
We feel that we are different from our competitors in that we are dedicated to a relationship with our customers that doesn't just finish once your home loan settles. We are here to answer your questions whenever you may have them, both through the loan qualification and application process, up to home loan approval, home loan settlement and beyond. We are dedicated to service for our customers for the life of their home loan.
What Our Customers Say
Ongoing surveys of our customers show that 100% of respondents said they would use our services again and that they would refer us to friends or family that needed the services of a mortgage broker. We feel that this is the best assurance that we can give anyone considering using our services.
We're Local
We are happy to visit you at home, your place of work or somewhere convenient to you. Otherwise, you will be welcome at our office at 2A/124 Forest Rd, Hurstville. We can also provide over-the-phone home loan pre-qualification and can easily calculate your borrowing capacity.
We're ready to assist you with your home loan requirements. Whether you're considering buying your first home or investment property, or if you have a home and you're thinking about renovating or consolidating some debts - you may just want to see whether your home loan is the most competitive and most suitable loan available to you - we're here to help. Call us at Hurstville on (02) 9586 3100.
Testimonials
“Very professional service and advice from a genuinely good person. I have no hesitation in recommending Bart for your mortgage needs.â€
Max, Holsworthy, NSW
“Thank You Bart, your personal service in obtaining our loan was fantastic, you went above and beyond the call of duty to assist us in every way – our heart felt thanks to you and your team. Continue the good service, no one could ask for moreâ€. Rosalie & Trevor, Penshurst, NSW
“We were treated with the utmost professionalism on all occasions by George and the rest of the team at Mortgage Choice. Our calls were always taken and our questions were always answered, without fail. We could not be happier with our chosen financial situation and we were presented with several options based on our situation.â€
Joe & Lea, Ramsgate, NSW
How to choose a home loan
Here are 5 essential tips that you should consider when choosing a home loan:
1. Interest rates
Interest rate is obviously important, but remember that you are not simply looking for the home loan with the lowest interest rate because there are many other considerations.
For example, the mortgage lender with the ‘best’ interest rate may have high ongoing fees and therefore your home loan may cost you more in the long term than a similar one with a higher interest rate.
Be sure to consider ‘break and switch’ costs as well because if you decide to pay out your home loan or refinance before time will you be charged exorbitant fees to do so.
Also, be wary of an introductory rate. It may be ‘cheap’ at the start but it may also revert to a much higher rate after once the introductory term has finished. You should try to negotiate an interest rate discount with your mortgage lender over the longer term.
2. Features and flexibility
What are the home loan features that you need? Home loans with the ‘best’ interest rate may not have all the features you need or be as flexible as you need it to be. For example, do you want the ability to pay extra so you can prepare yourself for future rate rises and also create a buffer if your financial circumstances change?
You also need to consider the accessibility of your mortgage lender in terms of ATM, internet, face-to-face contact, etc. Decide what you need and ask whether your chosen home loan lender has the features available.
3. Consider the current home loan approval times
Is your home loan approval time critical? If so, the lender with the ‘best’ home loan may not be able to get your loan approved in time. During peak processing periods, lender service times can vary between 2 to 20 working days.
4. Compare home loan products
Visit a reputable mortgage broker with more than 20 lenders on their panel. This way, you can research and compare a broad range of home loans and lenders all within the one visit.