The simple way to invest in property
Whether you’re considering buying your first investment property, or you’re building up your portfolio, getting the right home loan advice to help you maximise the performance of your investment is critical.
Are you looking to repay only the interest to maximise negative gearing? Or do you want to pay off the loan as quickly as possible? Are you planning to use the equity in your home as a deposit? When you meet with your local, Mortgage Choice broker you’ll get you all the specialist home loan help you need, taking you through the whole home loan process step by step.
Your broker will use our Loan Qualifier software to quickly and effectively compare and contrast almost 400 different home loan products from a wide range of lenders to find the investment loan that best meets your objectives.
Although interest rates are rising, property is generally a good investment over the longer term, so if you’ve been thinking about an investment property, now is the time to talk to a specialist Mortgage Choice home loan broker. As well as the possibility of achieving excellent returns, you could also benefit tax-wise from negative gearing. (You’ll need to discuss these matters further with your accountant or financial adviser to see if it’s right for you.)
Of course, it’s also essential to manage your investment wisely. You need to research the market carefully to ensure you decide on the right investment property with high renter appeal, and with the potential for capital growth. You need to be sure you are paying the right market price for the property, that you are charging the right amount of rent and that you conduct regular rental reviews. You also need to consider whether a commercial or residential property is right for you. To help, we’ve put together some property investment tips.
It can be a complex area, but your Mortgage Choice broker is there to help. Make an appointment or apply online today, it’s that simple.