Your local mortgage and finance professional servicing Mudgeeraba and surrounding central Gold Coast areas
Our experienced, award winning team at Mortgage Choice in Mudgeeraba has been helping our clients for over 7 years. Whether you are a first home buyer, buying your second or subsequent home, looking at your first investment property or a seasoned property investor we have the expertise to guide you through the process.
CHOICE: We have a large panel of Australia's leading lenders, so you have genuine choice from many hundreds of home loan options.
PROFESSIONAL ADVICE: We work for you, our clients, looking after your best interests, assuring you of balanced and professional advice.
CONVENIENT: We do the running around, the research and comparisons for you, saving you the time and hassle involved in finding the right home loan. We lodge the application and do all the follow up through to loan approval and beyond, keeping you up-to-date every step of the way. And we can meet with you at our office or your home or office.
HIGH VALUE: At Mortgage Choice we do not sell our own loan products and our commission is the same regardless of the lender you select*. And best of all, we don't charge you anything for our service.
AWARD WINNING: At the recent Mortgage Choice Business Excellence Awards, John won both the Queensland and National Single Operator of the Year Awards.
Please call or email us if you'd like to meet to discuss your options.
As your local Mortgage Choice mortgage broker, we service the following suburbs: Austinville, Bonogin, Mudgeeraba, Springbrook, Tallai, Worongary, Gilston, Tallebudgera, Reedy Creek, Andrews, Burleigh, Miami, Robina, Merrimac, Mermaid Waters, Mermaid Beach, Broadbeach and Broadbeach Waters.
*This information refers only to loans provided by our panel of up to 24 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.
Testimonials
"Professional, Caring, Knowledgeable. I couldn't be happier with the service provided by yourself and the girls."
Jane, Mudgeeraba
"John is always very helpful and finds you the best mortgage available and also keeps you up to date with any interest change."
Rod & Carol, Varsity Lakes
"Excellent service, great friendly professional staff. I would recommend John and his team to everyone."
John, Bonogin
"You provide a flawless service, making the process so smooth and keeping us updated with the progress of our loan application. No question was too small. Thanks for all your help."
Kane and Leonie, Burleigh Waters
"I would like to say a big thank you to you and your team, especially Kylie. She was an absolute gem. Not only was the service exceptional, your team has done beyond expectations. I wouldn't hesitate recommending your services, team and expertise to my family and friends. I would certainly use your services in the future."
Mary, Bellbowrie
"Thank you and your team for all of your help and understanding. Thanks for making it all possible. Couldn't have done it without you or your team."
Robert and Laura, Pialba
"Professional, understanding, and fantastic customer service from the whole team. Thank you!!"
Lee and Mark, Carrara
"Excellent service, took a lot of pressure off me, really helpful keeping me informed every step of the way."
Wendy and Steel, Mudgeeraba
"John and staff were always friendly and eager to assist, even though occasionally I hadn't made an appointment. Very, very happy with the result and service. Thank you."
Reg, Sippy Downs
"I have been very happy with your service at all times John. You have provided me with good advice and have been prompt to return my phone calls. Many thanks for all your help. It has been a pleaseure doing business with you."
Jonathan, Robina
"I've dealt directly with the Banks many times before but never again! Thanks so much John. Too easy."
Jodie, Murwillumbah
"John, you were very knowledgeable and easy to talk to and we're very happy with the service you gave us. Thankyou."
Liz, Mudgeeraba
"I was so nervous of all the bits and pieces I didn't know about, but I didn't need to be, John took care of it all!"
Jasmin, Robina
"Thank you for your help! It has been great being able to contact you and Kylie when we have been unsure of things (on many occasions)."
Kathleen, Burleigh Waters
"We were extremely happy with the service you provided - you kept us informed of the progress along the way - a big thank you John!"
Warren & Heather, Robina
"Communication was fantastic! Kylie was very patient with me, she was great to deal with, I feel secure when dealing with you."
Mark, Reedy Creek
"We were very pleased with the service from John and Kylie and Mortgage Choice Mudgeeraba. They were so friendly and professional and put up with all of our frantic phone calls. I would definitely recommend them to anyone looking. Thankyou so much guys!"
Bianca and Michael, Burleigh Waters
"Your communication was fantastic. Nothing was too small or large. Extremely happy with your service and advice."
Anika and Daniel, Mudgeeraba
"Thank you for all your help and support! You were always available to talk and responses were always quick!"
Ben and Karlie, Tallai
"The one thing we love about John and his team, is nothing is a problem, always so professional/helpful. We call him our money man, whenever we need money he can always help."
Tara & Vaughan, Merrimac
“Thank you very much for all your work. You were very quick to respond, especially when time got tight. All of your assistance and work is greatly appreciated.â€
Lauren, Burleigh
"Professional, prompt, well informed with exacting responses to all questions. Just what every customer needs."
Peter, Mudgeeraba
"Thank you for your help. You made a really confusing and stressfull process very easy."
Nicci & Nick, Nerang
"You made a stressful time in our lives very easy. We would recommend you to anyone. A big thanks from us."
Holly & Brad, Upper Coomera
"You made our enquires promptly. You are very efficient and knowledgeable. You were a pleasure to meet. Thank you for your help."
Skye, Paradise Point
"John, thank you so much for your professional and courteous service. It was such a relief to have you organise the best loan for us, especially now that we are in our new home!"
Adrian & Belinda, Tallebudgera
"We couldn't have asked for a better service from you. We are 100% happy with your work, it's greatly appreciated."
Brendan, Marburg
"Thank you for sticking with us. I am sure that other service providers would have given up on us or told us it wasn't possible at the start. You and your team made it happen for us. We are very greatful and happy."
Justine and Anne, Southport
“For first home buyers, mortgages and banks were very daunting but thanks to your friendly, professional, easy going nature you made the whole experience a lot less stressfulâ€
Belinda & Troy, Oxenford
"You provided us with quality service, used language that we could understand, was available whenever and wherever, friendly, approachable, down to earth, we felt at ease with minimal stress."
Iris & Franck, Burleigh Waters
"I was over the moon with the service I received from John and Caitlyn. Getting a loan was much simpler than I anticipated. Thanks alot!"
Eilannin, Woodridge
"Prompt service. No hassles or paperwork on our behalf. More than satisfied."
Rhonda & Wayne, Robina
"It made a confusing and time consuming process easy and fast. Having your knowledge as a reference made our decision process easy. Thank you."
Emma & Jason, Buccan
"First experience using a Mortgage Broker - very happy with result. Gladly recommend. Many thanks!"
Christine, Holbrook
"John, your service was first class and if in need of any more advice or help, we will be back to you. We felt relaxed during the first meeting and it continued throughout."
Stephen and Allan, Robina
"It was geat to have very easy people to discuss our situation with, who gave all the right information and did everything that needed to be done!"
Catherine and Troy, Miami
"John, you were prompt, professional and available to us at every stage of our purchase. Phone calls were returned and comforting advice and service offered freely. Thank you for helping us through the stressful time of first home buying."
Will and Sue, Herston
How to choose a home loan
Here are 5 essential tips that you should consider when choosing a home loan:
1. Interest rates
Interest rate is obviously important, but remember that you are not simply looking for the home loan with the lowest interest rate because there are many other considerations.
For example, the mortgage lender with the ‘best’ interest rate may have high ongoing fees and therefore your home loan may cost you more in the long term than a similar one with a higher interest rate.
Be sure to consider ‘break and switch’ costs as well because if you decide to pay out your home loan or refinance before time will you be charged exorbitant fees to do so.
Also, be wary of an introductory rate. It may be ‘cheap’ at the start but it may also revert to a much higher rate after once the introductory term has finished. You should try to negotiate an interest rate discount with your mortgage lender over the longer term.
2. Features and flexibility
What are the home loan features that you need? Home loans with the ‘best’ interest rate may not have all the features you need or be as flexible as you need it to be. For example, do you want the ability to pay extra so you can prepare yourself for future rate rises and also create a buffer if your financial circumstances change?
You also need to consider the accessibility of your mortgage lender in terms of ATM, internet, face-to-face contact, etc. Decide what you need and ask whether your chosen home loan lender has the features available.
3. Consider the current home loan approval times
Is your home loan approval time critical? If so, the lender with the ‘best’ home loan may not be able to get your loan approved in time. During peak processing periods, lender service times can vary between 2 to 20 working days.
4. Compare home loan products
Visit a reputable mortgage broker with more than 20 lenders on their panel. This way, you can research and compare a broad range of home loans and lenders all within the one visit.