Your local mortgage and finance professional servicing Mudgeeraba and surrounding central Gold Coast areas
Our experienced, award winning team at Mortgage Choice in Mudgeeraba has been helping our clients for over 7 years. Whether you are a first home buyer, buying your second or subsequent home, looking at your first investment property or a seasoned property investor we have the expertise to guide you through the process.
CHOICE: We have a large panel of Australia's leading lenders, so you have genuine choice from many hundreds of home loan options.
PROFESSIONAL ADVICE: We work for you, our clients, looking after your best interests, assuring you of balanced and professional advice.
CONVENIENT: We do the running around, the research and comparisons for you, saving you the time and hassle involved in finding the right home loan. We lodge the application and do all the follow up through to loan approval and beyond, keeping you up-to-date every step of the way. And we can meet with you at our office or your home or office.
HIGH VALUE: At Mortgage Choice we do not sell our own loan products and our commission is the same regardless of the lender you select. And best of all, we don't charge you anything for our service.
AWARD WINNING: At the recent Mortgage Choice Business Excellence Awards, John won both the Queensland and National Single Operator of the Year Awards.
Please call or email us if you'd like to meet to discuss your options.
As your local Mortgage Choice mortgage broker, we service the following suburbs: Austinville, Bonogin, Mudgeeraba, Springbrook, Tallai, Worongary, Gilston, Tallebudgera, Reedy Creek, Andrews, Burleigh, Miami, Robina, Merrimac, Mermaid Waters, Mermaid Beach, Broadbeach and Broadbeach Waters.
Testimonials
"Professional, Caring, Knowledgeable. I couldn't be happier with the service provided by yourself and the girls."
Jane, Mudgeeraba
"John is always very helpful and finds you the best mortgage available and also keeps you up to date with any interest change."
Rod & Carol, Varsity Lakes
"Excellent service, great friendly professional staff. I would recommend John and his team to everyone."
John, Bonogin
"You provide a flawless service, making the process so smooth and keeping us updated with the progress of our loan application. No question was too small. Thanks for all your help."
Kane and Leonie, Burleigh Waters
"I would like to say a big thank you to you and your team, especially Kylie. She was an absolute gem. Not only was the service exceptional, your team has done beyond expectations. I wouldn't hesitate recommending your services, team and expertise to my family and friends. I would certainly use your services in the future."
Mary, Bellbowrie
"Thank you and your team for all of your help and understanding. Thanks for making it all possible. Couldn't have done it without you or your team."
Robert and Laura, Pialba
"Professional, understanding, and fantastic customer service from the whole team. Thank you!!"
Lee and Mark, Carrara
"I've dealt directly with the Banks many times before but never again! Thanks so much John. Too easy."
Jodie, Murwillumbah
"John, you were very knowledgeable and easy to talk to and we're very happy with the service you gave us. Thankyou."
Liz, Mudgeeraba
"I was so nervous of all the bits and pieces I didn't know about, but I didn't need to be, John took care of it all!"
Jasmin, Robina
"Thank you for your help! It has been great being able to contact you and Kylie when we have been unsure of things (on many occasions)."
Kathleen, Burleigh Waters
"We were extremely happy with the service you provided - you kept us informed of the progress along the way - a big thank you John!"
Warren & Heather, Robina
"Communication was fantastic! Kylie was very patient with me, she was great to deal with, I feel secure when dealing with you."
Mark, Reedy Creek
"We were very pleased with the service from John and Kylie and Mortgage Choice Mudgeeraba. They were so friendly and professional and put up with all of our frantic phone calls. I would definitely recommend them to anyone looking. Thankyou so much guys!"
Bianca and Michael, Burleigh Waters
“Thank you very much for all your work. You were very quick to respond, especially when time got tight. All of your assistance and work is greatly appreciated.â€
Lauren, Burleigh
"Professional, prompt, well informed with exacting responses to all questions. Just what every customer needs."
Peter, Mudgeeraba
"Thank you for your help. You made a really confusing and stressfull process very easy."
Nicci & Nick, Nerang
"You made a stressful time in our lives very easy. We would recommend you to anyone. A big thanks from us."
Holly & Brad, Upper Coomera
"You made our enquires promptly. You are very efficient and knowledgeable. You were a pleasure to meet. Thank you for your help."
Skye, Paradise Point
"John, thank you so much for your professional and courteous service. It was such a relief to have you organise the best loan for us, especially now that we are in our new home!"
Adrian & Belinda, Tallebudgera
"We couldn't have asked for a better service from you. We are 100% happy with your work, it's greatly appreciated."
Brendan, Marburg
“For first home buyers, mortgages and banks were very daunting but thanks to your friendly, professional, easy going nature you made the whole experience a lot less stressfulâ€
Belinda & Troy, Oxenford
"You provided us with quality service, used language that we could understand, was available whenever and wherever, friendly, approachable, down to earth, we felt at ease with minimal stress."
Iris & Franck, Burleigh Waters
"I was over the moon with the service I received from John and Caitlyn. Getting a loan was much simpler than I anticipated. Thanks alot!"
Eilannin, Woodridge
"Prompt service. No hassles or paperwork on our behalf. More than satisfied."
Rhonda & Wayne, Robina
"It made a confusing and time consuming process easy and fast. Having your knowledge as a reference made our decision process easy. Thank you."
Emma & Jason, Buccan
"First experience using a Mortgage Broker - very happy with result. Gladly recommend. Many thanks!"
Christine, Holbrook
"John, your service was first class and if in need of any more advice or help, we will be back to you. We felt relaxed during the first meeting and it continued throughout."
Stephen and Allan, Robina
Mortgage tips to help borrowers own their property sooner
While interest rates and living costs are rising, the possibility of borrowers improving their mortgage situation via a few key steps is an opportunity not to be overlooked.
To help borrowers take a few steps closer to being mortgage-free, Mortgage Choice suggests going over the following checklist:
Step 1: Is your current mortgage still the most suitable for you?
Circumstances change, as do your needs. Consider how competitive your lender’s interest rate is, what features you are paying for and aren’t using, the fees you’re forking out for and what kind of costs are associated with switching loans and/or lender. A reputable mortgage broker can offer a no-cost home loan health check to compare your loan to others currently available.
Step 2: Are there ways to pay off your mortgage quicker?
Have you been throwing money into the home loan account wherever possible e.g. your yearly tax return or bonus or leftover monthly wage? Every cent counts. Is it possible for you to repay at a faster rate via other methods e.g. paying fortnightly instead of monthly or making the loan a partial offset?
Step 3: Are you interest rate savvy?
Have you been repaying your mortgage as though its interest rate was at least two percentage points higher, preparing yourself for rate rises and in the meantime reducing your loan term and the amount owed? This will encourage a good savings habit and make adjusting to rate rises less burdensome.
Step 4: Is refinancing an option?
If you are struggling with your repayments, consider refinancing the home loan over a longer term than you have left. Or, if you’ve been making extra repayments to reduce your home loan amount, you could always refinance the home loan so your repayments reflect what you owe on the loan, not the original home loan amount.
Step 5: Have you looked at your spending habits?
Are you spending more money than you need to e.g. transport, entertainment, fast food? Continually list your expenses to see where you can save money and contribute more into your mortgage. Once you have revisited all of the above steps, re-do your budget so you really are beginning the year ahead.