Linda Ireland
Mob: 0414 012 714
Welcome to Mortgage Choice Buderim
Linda has been with Mortgage Choice for the last six years, and runs a multiple award-winning business including:
Winner: High Flyer Award - top 10 in Australia 2008
Winner: QLD Multi Franchise Owner of the Year 2007
Winner: High Flyer Award - top 15 in Australia 2007
Winner: High Flyer Award - top 15 in Australia 2006
Winner: National Rookie of the Year
She has a passion for delivering the highest level of customer service, and vast experience with property investment and portfolio management. She also has an accounting degree.
Testimonials
Hi Linda and Team at Mortgage Choice Buderim,
Andrew and I would like to thank you for the service that you provided for us.From our first interview until the end, you guys were there, always available and keeping us up to date. We had a clear picture of what needed to be done, your explanation of choices regarding finance was excellent. We felt like we had personal care and that is something you do not often find these days. We give you a rating 10 allround and have taken every opportunity to tell frineds, work collegues and family how professional your business is. Thank you once again and you can be assured of our continued loyalty in the future. All the best, Marie Gordon and Andrew Robins
My husband and I were recommended Mortgage Choice by another satisfied customer and we weren’t disappointed. We found the friendliness and helpfulness of the staff a welcome change to other brokers we contacted. The entire process from beginning to end was hassle free as MC dealt with all the paperwork and correspondence between the bank, solicitor and us. I would not hesitate to recommend them to anyone looking for an approachable and professional mortgage broker. - Clare and Gary Lomas
Thanks again for all your help, you both made the process seem very easy (although I'm sure it wasn't).Linda was great in explaining the different product options, interest rates and fees & was clear in explaining the banks requirements (even with a distracting toddler!). Chloe kept us informed every step of the way, even when we had the loan re-documented. Linda also stepped in when required. Our experience with Mortgage Choice in Buderim was great. Linda was very friendly and explained everything in plain english. The process was very smooth with the office keeping us informed at every step. We would definately recommend Linda to our friends. - Jenny & Gary Jamieson
When it came to buying our first home recently, we went straight to Mortgage Choice as we knew they would explain the process to us in easy to understand language and without the financial jargon that the banks can use. We were given a few different choices of lenders and had the benefits/cons of each loan explained to us to allow us to make up our own minds. Throughout the approval period we were kept updated on the status of our application and our Broker was available to answer any of our questions (even on a Sunday). We are very happy we chose Linda and the team at Mortgage Choice Buderim for this very exciting milestone in our lives. Buying our first home was not at all the stressful experience we expected it to be, thanks to Mortgage Choice. Now if only they could help unpack the boxes...
Thank you
Thanks again for your time. We look forward to staying in contact. - Mike & Kerri Rodgers
How to choose a home loan
Here are 5 essential tips that you should consider when choosing a home loan:
1. Interest rates
Interest rate is obviously important, but remember that you are not simply looking for the home loan with the lowest interest rate because there are many other considerations.
For example, the mortgage lender with the ‘best’ interest rate may have high ongoing fees and therefore your home loan may cost you more in the long term than a similar one with a higher interest rate.
Be sure to consider ‘break and switch’ costs as well because if you decide to pay out your home loan or refinance before time will you be charged exorbitant fees to do so.
Also, be wary of an introductory rate. It may be ‘cheap’ at the start but it may also revert to a much higher rate after once the introductory term has finished. You should try to negotiate an interest rate discount with your mortgage lender over the longer term.
2. Features and flexibility
What are the home loan features that you need? Home loans with the ‘best’ interest rate may not have all the features you need or be as flexible as you need it to be. For example, do you want the ability to pay extra so you can prepare yourself for future rate rises and also create a buffer if your financial circumstances change?
You also need to consider the accessibility of your mortgage lender in terms of ATM, internet, face-to-face contact, etc. Decide what you need and ask whether your chosen home loan lender has the features available.
3. Consider the current home loan approval times
Is your home loan approval time critical? If so, the lender with the ‘best’ home loan may not be able to get your loan approved in time. During peak processing periods, lender service times can vary between 2 to 20 working days.
4. Compare home loan products
Visit a reputable mortgage broker with more than 20 lenders on their panel. This way, you can research and compare a broad range of home loans and lenders all within the one visit.