Our Team
Our Gladesville and Macquarie Park shopfronts offer Home Loan advice for First Home Buyers, refinancing your existing loan to lower repayments, reviewing your existing loan to move to a new home, Investors, debt consolidation, building and construction loans, specialising in self employed.
Basically, we can help almost anyone. But, that's what you can expect from Australia's largest independently owned Mortgage Broker. We've access to hundreds of products from up to 22 different bank and lenders, including the big 4. Unlike other Mortgage Brokers we are not owned by a bank, and we don't sell our our products. You can also take comfort from the fact that are we are get paid the same, regardless of which home loan you choose " unlike other other brokers who could be tempted to recommend a product on which they are paid a higher commission. Best of all you don't pay for our service. We get paid by the bank or lender you eventually choose.
We can also provide a range of finance products such as life insurance, personal loans, commercial loans, equipment leasing and finance, and car leasing.
Employee Benefits for Businesses
Did you know that employees can spend more than 10 hours online at work hours researching and comparing home loans? Not only does this directly hit your bottom line but also impacts upon staff productivity. The Mortgage Choice Employee Benefit Program is a free service that offers your employees Home Loan Health Checks, seminars and one-to-one home loan consultations. Hear what our existing clients have to say about our program:
The Employee Benefit Program is flexible and can accommodate your corporate needs.
Meeting with a Mortgage Choice consultant could potentially save your employees thousands of dollars and it does not cost you anything.
"Mortgage Choice have provided Optus employees and their partners access to information around mortgages, first home buyers benefits and wealth creation. Mortgage Choice have delivered this information via a range of different mediums including; online website, seminars, face to face meetings, and their attendance at our Employee benefits Expo.
The partnership with Mortgage Choice has been welcomed by our employees, with positive lots of positive feedback and requests for more seminar topics".
Adam Haines, Optus Benefits Manager
Team Profiles

Matthew Holland
Matthew has a background in financial services, logistics and sales. Full of ideas and always an early adopter, Matthew's vision and determination has ensured the franchise is consistently Number 1 in NSW.
When Matthew isn't directing the business and managing the team from our Gladesville offices, he enjoys spending time with his three gorgeous kids and is passionate about renovating and selling property.
matthew.holland@mortgagechoice.com.au | M: 0425 223 629

Tiziana Baldacci
Vivacious. Hilarious. Dedicated. Faaaaaaaaan - tastic. Just a few words that sum up Tiz. You won't find a more passionate mortgage broker. Tiz treats each loan as if it was her own.
Italian born Australian , Tiz knows the art of entertaining.
Spending many years in retail, Tiz has found her niche in mortgage broking.
Tiz is an owner partner, and runs our Gladesville sales office.
tiziana.baldacci@mortgagechoice.com.au | 0425 278 700.

Maria Zappia
"My husband is a local real estate agent specialising in commercial property and my children attend local schools, so I know the area and the people very well. I've seen enormous growth and development in the area, including the North Ryde /Macquarie Park Corporate area, Top Ryde shopping precinct, retail development in Gladesville. These positive changes have brought demographic diversity and it is both challenging and exciting to keep pace with the changing needs of the local community."
Maria entered the industry as a mortgage broker in 2003 following a number of years in retail sales and marketing. Her qualifications include a Master of Business Administration from Macquarie Graduate School of Management,
Diploma Financial Services / Financial Planning, Certificate IV Finance Broking / Mortgage Broking.
Maria has lived in the Ryde /Gladesville area for 38 years.
"I have enormous passion for the finance industry and my success as a mortgage broker is defined by the level of service and customer satisfaction I provide resulting in numerous long term relationships, referrals and repeat business. I also contribute to the industry through my involvement in providing educational services to Kaplan Education and the Financial Services Instititute of Australia (FINSIA) of which I am a Senior Associate."
Maria is an Owner Partner, and runs our Macquarie Park office.
maria.zappia@mortgagechoice.com.au | 0401 158 307

Hamish Johnstone
Hamish has a Bachelor of Commerce and Administration from Victoria University, Wellington NZ and has spent almost his entire working life involved in the Banking and Finance industry. Hamish has been with Mortgage Choice since August 2003 and since then has assisted customers to settle well in excess of $100 million in loans.
Not only is Hamish qualified to arrange residential loans but he is also qualified for commercial loans, commercial and personal hire purchase and personal loans as well as insurance products.
Hamish is a member of the MFAA, a Justice of the Peace and has served on several community bodies such as the local Chamber of Commerce.
Hamish loves First Home buyers and gets a great kick out of seeing them settle into their first property. Hamish also likes the challenge of complex investment deals involving companies, trusts and other related legal entities.
A true finance professional dedicated to customer service at the highest levels.
hamish.johnstone@mortgagechoice.com.au | 0433 279 349.

Julian Ho
After a short stint in the construction industry, Julian returns to what he knows and enjoys - finding you the best solution for your finance needs. Julian crosses the t's and dots the i's at every point, ensuring you can concentrate on what's important for you... your life!
Unlike many brokers, Julian is passionately ethical and a huge fan of communication. You can see for yourself - julian.ho@mortgagechoice.com.au | 0410 413 714

Les Patonay
Les comes from a background in transport and logistics. In 2002, after many years in management, Les decided to use his extensive knowledge of systems and finance to become a mortgage broker.
les.patonay@mortgagechoice.com.au | 0414 286 030

Clint Sellen
Clint is the newest addition to our team, and looks forward to being your go to man - his energy and knowledge will enthuse you! clint.sellen@mortgagechoice.com.au