Kirsty Williamson
Mob: 0413 439 761
Mortgage Choice In Ryde Your Mortgage Broker In Sydney NSW
How Can Mortgage Choice Save You Time, Stress and Money On Your New Home Loan?
1. Wide Choice
When You use a Mortgage Choice broker it's like having up to 32 of Australia's leading banks and lenders all competing for your business. We'll search through hundreds of different home loans in order to pinpoint the one most suited to you.
2. Convenience
We'll meet at the time and place that best suits you to establish your needs and preferences. Then we do all of the research and running around to manage every step of the application process for you.
3. Save You Money
Mortgage Choice uses exclusive loan qualifier software that helps to maximise your borrowing power and identify the loan most suited to your unique situation. If you already have a loan but are looking to refinance we can often help to cut the current interest rate you are paying as well as reduce your monthly repayments.
4. Professional Home Loan Advice
At Mortgage Choice in the Sydney area we are fully trained and accredited with every lender we represent. We are also full members of the Mortgage & Finance Association Of Australia and have the advantage of many years of experience in Australia's ever changing home loan marketplace.
5. Mortgage Choice Does Not Charge You For This Service
We are paid by the Mortgage Choice head office who pays us the same commission regardless of which lender you choose to go with. This is great for you as it ensures that all we are focussed on is securing the most suitable loan for you - regardless of who is offering it.
Please contact us if you have any home loan queries or are ready to take out your next home loan.
We can help you to secure the most suitable home loan for your unique situation:
Home Equity Loans
First Home Buyer Loans
Home Loan Refinancing
Debt Consolidation Loans
Reverse Mortgages (Seniors Loans)
Home Construction Loans Sydney
Low Documentation Loans
Property Investment Finance
No Deposit Home Loans
Second Home Loans
Bridging Loans
Mortgages For The Self Employed
No Doc Home Loans.
*Mortgage Choice was recently voted Australia's leading mortgage broker at the Australian Banking & Finance Magazine awards.
Our Mortgage Choice office is located in Ryde, North Sydney - please come and see us or apply online through this website.
Testimonials
I can help you find any type of Home Loan whether it be for your first home, refinancing an existing loan or for a property investment.
Please contact me on 0413 439 761 or apply online through this website.
Spring clean your mortgage with these tips
Giving your mortgage a spring clean for the year ahead can often end in a pleasing result. A good de-clutter never goes astray and often uncovers financial aspects of your life that need some reassessment or to be changed altogether. A simple adjustment could save you thousands of dollars.
For example, say you have a mortgage of $250,000 at 9.47% p.a., adjusting your budget to include $20 extra per week in your mortgage will save you over $105,000 in interest on the total loan amount plus reduces the loan term by over five years.
The spring season is a great time to get all your paperwork reorganised for the sunny months ahead so why not do this while you're giving your home a 'spring clean'. Then your home really is thoroughly cleared out and all set to enjoy with peace of mind".
- Look at your past year’s budget and expenditure to see what aspects of your spending you can move around so you can perhaps add extra dollars to your mortgage. Every little bit goes a long way to saving interest payments and time off the loan term.
- Get to know your mortgage. Recent research showed more than half of Australia’s mortgage holders do not know their mortgage interest rate. It is one of the biggest financial commitments a person can make so get to know all about it!
- Consider the mortgage features you use. Does your loan have a range of features you don’t use? You might be able to switch to a ‘cheaper’ loan with fewer options. Or, you may benefit from a loan with more features, such as an offset account.
- Look into debt consolidation if you are struggling with a range of debt repayments. By rolling your other debts into your mortgage you will pay less each repayment period and gain some peace of mind. However, remember that those debts will be stretched over a longer period i.e. your entire home loan term.
- Get a free home loan health check from a reputable mortgage broker. There is no obligation so no reason to not check you’re still doing the best thing by your mortgage.