Testimonials
Prue Salter & Mark Petersen -
“As our property has settled and we are now enjoying our lovely new home, we are writing to thank you for your support and service over the past 6 months since our quest to become Sydney property owners began. In every stage of the process we found that the service you provided to be efficient and reliable. It was so much better for us to deal directly with you rather than try to locate people we needed within the banks and certainly cut down enormously on the paperwork and forms we needed to complete as these were handled by your office. Despite our lawyer’s skepticism, you managed to get our approval in writing from the bank before the cooling off period ended which was a huge relief for us. We cannot recommend the service you provide highly enoughâ€.
Yasmin Boland –
“FORGET "NIGGLING DOUBTS", THIS WAS MORE LIKE "GNAWING FEAR"!
As a self-employed person, I felt like I should be happy with what I could get, when it came to getting a mortgage.
As a result, I was literally having sleepless nights at the mortgage I'd saddled myself with.
Luckily, someone recommended Stephen Lemm and his team at
Mortgage Choice Lower North Shore. With their skilled help and advice, I refinanced.
In our first meeting, Stephen showed me that just because I am self-employed, that didn't mean I didn't have various mortgage options.
Stephen quickly got me the new mortgage I wanted - saving me $100 a week and a lot of lost sleep!
Stephen knows his stuff and was patient as we went through the various repayment and refinancing options. Along with his staff, he made the whole process almost painlessâ€
Clare Matthews
â€As first time buyers, we were struggling through the minefield of banks and loan companies - and getting nowhere fast. Stephen Lemm cut through all the paperwork, reduced our angst and presented to us with several solutions, enabling us to buy our first home with the minimum of fuss. The service was professional, timely and thorough. We'll be back" One day in the dim and distant future I am sure that we will be back!!â€
Tony & Beth -
“Very professional and friendly service. You have a knack of taking all the hassle out of the process. Very unique service in today’s market!â€
Our Team
From the moment you dial our number, you will be met with a human contact.
We will come and meet with you in a location that suits YOU... or you can choose to meet in our offices in Neutral Bay. At the consultation, your broker will listen to what you want, and then find the solution you need. You'll complete your application, and then the administration is then taken care of by the broker and support team. We will ensure that your home loan experience is as stress free as possible.
As recipients of the Mortgage Choice Business Excellence State Award in 2008, you can rest assured you are receiving the very best service and advice possible!
So pick up the phone now and call our team - it's THE ONLY CHOICE YOU NEED TO MAKE!
Team Profiles

Stephen Lemm
In 1998, after 15 years of extensive experience in banking and finance, Stephen became a Mortgage Choice consultant because he wanted to offer clients a choice. Having previously worked in the lending industry, he understands the need to offer a range of products to suit clients' lifestyles and not the bank's bottom lines.
Stephen is a member of the Neutral Bay Chamber of Commerce. He is an ongoing sponsor of Neutral Bay Public School, and also supports local organisations and sporting groups.