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These articles contain useful tips & insights that can help you in each step of your property purchase, property investment or refinancing journey.
Home loan comparison explained (Added 13 October 2011)
There are range of home loan comparison service providers out there and we discuss who provides this service, what to look for and how it benefits you.
Planning for stamp duty (Added 6 July 2011)
Stamp duty is a state-based tax that differs on each different state. Budgetting for it is important in your property purchase consideration. If you are a first home buyer, there is a raft of concessions available in different amounts in different state. Learn more about stamp duty in this article & remove the confusion surrounding it once and for all.
Lenders Mortgage Insurance (Added 13 May 2011)
Get Lenders' Mortgage Insurance (LMI) if you want to get into the property market sooner but have not saved up to 20% of the property's value for a deposit yet. This article will show you several factors to take into consideration in deciding whether to go with LMI or wait and save up for the 20% deposit.
A journey through property jargon
If you are poised to buy your first property, understanding different types of property title could prevent unwanted headaches down the track. This guide outlines the different types of title used throughout Australia and explains the difference between each one of them.
Before leaping into property, take a close look at what you are buying
Before you make a major investment, whether you’re buying a car or a new air conditioner, it pays dividends to check ‘under the bonnet’ before committing your cash. This guide helps you to point out what to look out for before committing to a purchase.
Dotting the i’s and crossing the t’s of property ownership
Did you know that up to 60 different areas of the law could make the difference to the purchase of your property? This guide will let you know what to look out for before signing on the dotted line.
Exchanging contracts, cooling off and settlement
You’ve found the ideal property, a verbal agreement has been reached on the price, and your solicitor has checked the contract. The next step is to sign and exchange contracts to ‘close’ the sale. But before you do, be aware that there are a couple of things that you should be aware of, because after signing the contract, there is no turning back! This guide provides an overview of what to watch out for and how to ensure that the purchase process goes as smoothly as possible.
Hammer time. Buying at auction
When the hammer falls there’s no turning back, so buying at auction requires nerves of steel and plenty of prior preparation. How should you prepare for an auction? This guide will tell you a few tips & insights to get you prepared.
Make a pest inspection a top priority
Small in size. Big in appetite. Unwanted creep crawlies can do enormous damage to a home, making a pre-purchase pest inspection an essential part of the home buying process. This guide reveals what a pest inspection usually entails and what you should look out for.
Understanding a contract of sale
The golden rule of buying property is never to sign the contract before your solicitor has taken a look. Contracts can be complex to understand especially if you do not have legal background. This guide gives you an overview of what to look out for prior to signing the contract of sale.