Home Loans & Property Factsheets
These property-related factsheets can help you go through each step of your property purchase journey, such as first home buying, property investing or refinancing.
6 tips for successful property investment (PDF)
Property investment has always been one of the most solid platforms for wealth creation. Mortgage Choice gives you some tips to help you make an informed decision about your property investment.
Budget planner (PDF)
Budgetting can help you determine how much you can allocate to your mortgage repayments without drastically changing your lifestyle. This budget planner will help you to realistically set an achievable repayment figure by providing more clarity into your income and expenses.
Check your home loan's health (PDF)
Is your current home loan the most suitable one for you at the moment? It may be time to refinance or simply consolidate your debts. These tips will give a new approach to re-assessing your current mortgage.
Costs associated with a property purchase (PDF)
Buying a property includes extra costs like stamp duty, mortgage registration fee, insurance, etc. This document will help you determine what these additional costs are that you need to include in your budget.
Credit Quote and Proposal (CQP) (PDF)
This document replaces the Finance Broking Agreement (FBA), and ensures potential borrowers electing to use a Mortgage Choice broker are informed of the fees associated with a loan. It also provides information on commissions received by the broker.
How to choose a mortgage broker? (PDF)
This helps you select a reputable and professional mortgage broker by outlining key selection criteria potential borrowers should look at to determine if a broker is up to the task of helpng you choose the most suitable home loan.
Negotiating to buy a property (PDF)
When it comes to negotiating to buy a property, you need to be in a favourable position to negotiate from. This document outlines several helpful hints and tips that will help you during the negotiation phase.
Preparing your home loan application (PDF)
This document outlines a list of questions that your broker is likely to ask in preparing your home loan application. Browse these questions and prepare the likely answers that you will give to your broker so that he can prepare your home loan application promptly.
Property inspection checklist (PDF)
When visiting a property to purchase, it is easy to forget or miss any issues or problems. This comprehensive property inspection checklist will allow you to note the condition of individual elements of the home.
Property purchase estimation costs (PDF)
When you’re looking to buy a property, don’t forget to consider all the additional fees such as purchase stamp duty, property transfer fee and insurance among many others that are associated with your property purchase. This document helps you to clearly outline the different fee items and the dollar figures that you estimate for each.
Refinancing Checklist (PDF)
This self-assessment tool helps you make an informed decision on the question: does your current home loan still suit your present and future needs? It might be a suitable time now to refinance and get a better deal.
Steps to buying property together (PDF)
Co-ownership is a tactic that many first home buyers increasingly use to overcome the affordability issue. These guide outlines 4 simple steps will help you to purchase a property as tenants-in-common.
Steps to settling your new purchase (PDF)
This checklist will help you understand the different steps for settling your home loan, the timeline for completion and the party accountable for each item's completion.
Top Tips for First Homebuyers (PDF)
The first property purchase is not a simple choice. Let us make it easier with 8 tips to follow, written especially for first home buyers.
What is a guarantor? (PDF)
This document will help you use a guarantor as an additional security for your home loan by explaining how it works and how to go about choosing the right guarantor.
What to bring to your appointment with your Mortgage Choice broker (PDF)
In order to get a clear picture of your financial situation and to quickly process your loan application, there is a list of documents that we need to see. Getting it all together in advance will save time and hassle. This checklist outlines the list of such documents.