Greg Campbell
Trudi Gameau
Your Mortgage Choice Broker in Unley/ Burnside
Obtaining advice on Home Loans and Investment Loans has never been easier. Our Loan Consultants are available to visit you at your home or workplace at a time that is convenient for you.
Why choose us?
Mortgage Choice National High Flyer 2011, 2010, 2009, 2008, 2007 & 2006Franchise Council of Australia State Community Service Merit Award 2011Franchise Council of Australia National Franchisee Community Service Award 2010Franchise Council of Australia National Franchisee Community Service Award 2009Mortgage Choice Business Excellence Award Winner 2009Mortgage Choice Business Excellence Award Winner 2007Mortgage Choice State Rookie of the Year 2004Mortgage Choice has established itself as Australia's leading Mortgage Broker. We have access to a large panel of Australia's leading bank and non-bank lenders which allows us to analyse hundreds of products to help you choose the home loan that best meets your needs.
After leaving a successful role with a major lender in 2002, Greg Campbell and his team at 309 Unley Road have been winning awards since he joined Mortgage Choice starting with Rookie of the Year in his first year to Multiple Franchise Owner of the Year SA/NT in 2009. We offer outstanding service, understanding, and above all CHOICE from a panel of Australia's leading lenders.
Testimonials
Greg was fantastic, nothing was too much trouble for any of the team. Greg and the team far exceeded our expectations and we won’t hesitate to call Greg when we next need his services.|||Adam & Liz K |||Upgrader|||Surrey Downs|||SA
I liked how you responded to my enquiries straight away and called me back - even at weekends!!|||Juliet T|||Upgrader|||Hackham|||SA
Greg couldn’t have been more helpful - made a big, stressful decision stress-free! Thanks so much, have already given your card to friends.|||Elissa D|||Upgrader|||Glenelg South|||SA
Fantastic knowledge, enthusiasm & service. I am very happy with the way Greg helped me find the right mortgage for my needs.|||Stuart S|||Upgrader|||Highbury|||SA
How will today's rate cut help you?
Save more by revving up your loan repayment strategy
Published: 3rd May, 2012
Provided lenders pass on all or most of today's Reserve Bank cash rate cut, astute home loan holders who maximise this opportunity could save thousands of dollars in interest and shave months, or even years off their loan term, according to Australia's largest independently-operated mortgage broker, Mortgage Choice.
Company spokesperson Belinda Williamson said, "We hope today's move by the Reserve Bank to lower the cash rate by half of a percentage point to 3.75% does not become a non-event for variable rate borrowers. A decision by lenders to pull the rate lever will likely have a much needed, positive impact on property buyers' plans and borrowers' ability to repay their home loan quicker."
"It is no secret that some lenders have shown a reluctance to pass on the full rate cut in a bid to safeguard their businesses against future funding costs. However, we are hopeful that in an effort to reignite the property market, entice new customers and in the spirit of competition, lenders will lower their home loan interest rates.
"Even if lenders, regrettably, pass on only part of the cash rate cut, astute borrowers who rev up their loan repayment strategy by keeping repayments at the pre rate cut level could save thousands of dollars in loan interest and shave months, or years off their home loan term."
If a lender passes on the full 0.50% rate cut announced today, for someone with a $300,000 loan at 7.25% over 25 years, it would lower monthly loan repayments by around $96.
"If a borrower continued to repay their loan at the pre cash rate cut level, leaving the monthly savings of $96 in each repayment, it could save them $68,364 in total interest payable and may see them repay the loan two years and eight months earlier," said Ms Williamson.
"If lenders choose not to pass on all, or most of the cash rate cut, borrowers should see it as a signal to shop around for a more competitive deal. Of course, they should not move from one lender and/or loan product to another without carefully weighing up the cost versus benefit of doing so.
"Health checking a home loan with a mortgage broker is a great way to ensure you are getting the deal suited to your needs and financial circumstances."
To see the impact extra repayments can make to your home loan, visit Mortgage Choice's Extra Repayments Calculator:http://www.mortgagechoice.com.au/extra-repayments-calculator.