Financial Fitness Whitepaper

Our 2019 whitepaper highlights the different challenges facing Australians in becoming financially fit, the rising cost of living and the financial stress Australians are currently under.

What does “financial fitness” mean to you?

Is it having enough money to do exactly what you want to do, when you want to do it? Is it having enough saved to protect yourself from life’s unforeseen crises? Or is it simply having enough to cover the day-to-day costs of living?

We have partnered with CoreData to survey of more than 1000 Australians to help shed some light on these questions in our Financial Fitness 2019 Whitepaper.

The 2019 whitepaper highlights the fact that the challenges faced by women in becoming financially fit can often be greater than those facing men. Just over a third of women are confident they’re on-track to achieve financial success, while well over half of all men say the same thing. Women are more likely than men to say they feel financially stressed. And women are less confident they will be able to retire when they want to.

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Key insights

Financial stress

Close to 3 in 5 Australians are worried about their current financial situation

Costs of living

More than half of respondents cite the rising costs of goods and services as one of their financial concerns.


40% of us see ourselves as more financially knowledgeable than we actually are.

Men vs Women

% of men and women that feel confident they are on track to achieve financial success.

Cost of living

The single greatest concern for the next 12 months is the rising cost of living.

Financial Fitness Whitepaper

Watch some of the key take-outs from our Whitepaper

Jenny's journey to financial fitness

"Thanks to Shay’s advice I cleared my debts reasonably quickly and was able to focus on building my wealth through a mix of working in my chosen career and property renovation."


Jenny McCabe -

As seen in

Australians are trying to keep up appearances but it’s slowing down their ability to save for a home.

The Adviser

Half of Australians are battling financial stress, research reveals.


Majority of Aussies under financials stress.


Women more worried about rising cost of living.

Financial Standard

Cost of living fears rise: Research.

Your Money

What Married at First Sight says about your spending habits.

Yahoo Finance

Instagram influencers are now manipulating our spending, and that’s a bad thing.


Cost of living the largest consumer concern

Things can change quickly in the market.

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