Mortgage Choice company profile

Mortgage Choice was established in 1992 by co-founders Rod Higgins and Peter Higgins, with a vision of building a national network of ethical, credible and professional mortgage brokers who local communities could trust. This vision has since extended to providing Australians with financial choices and expert advice for all of their finance needs.

At Mortgage Choice, we’re about helping people make better choices with their finances, because we believe that making better choices leads to a better life. We get a kick out of helping people afford the things that are important to them, whether that’s buying a home, buying a new car, starting a business, travelling around the world or enjoying life in retirement.

We help people take control of their money so they can spend time doing things that make them happy, with the people who are important to them.

We do this via a national network of franchisees, including professional mortgage brokers and financial advisers. They are committed to empowering customers by sharing their expertise and offering solutions that are personalised to customers’ individual circumstances.

For over 25 years, Mortgage Choice brokers have been offering customers a wide choice of home loan products via an extensive panel of leading lenders. They offer advice to help customers make the right choice and do all the legwork when it comes to applying for a home loan. They can also assist with personal loans, commercial loans, asset finance, deposit bonds, and risk and general insurances for their customers.

Mortgage Choice brokers work in partnership with Mortgage Choice Financial Advisers to provide a more holistic advice offering to our customers. Our advisers focus on getting the foundations of financial wellbeing in place in an affordable and transparent way, because we believe that every Australian needs access to advice they can trust, regardless of how much money they have or earn.

We believe in doing the right thing by our customers, franchisees, staff, shareholders and business partners. We deliver exceptional service. We attract the best and the brightest and help them to grow and prosper and we make a positive contribution to the communities in which we live and work. 

Our Customer Charter fully discloses our service, payment model, privacy policy and complaints procedure.

Mortgage Choice has no balance sheet or funding risk, and consistently delivers strong profits and attractive yields. We listed on the ASX in 2004 (MOC) and are a member of the Mortgage & Finance Association of Australia (MFAA). See our Shareholder Centre for more details.

Mortgage Choice holds an Australian Credit Licence: no. 382869. Mortgage Choice Financial Planning Pty Limited, a fully owned subsidiary of Mortgage Choice, holds an Australian Financial Services Licence: no. 422854. Both licences are issued by ASIC.


Customer service centre: 13 77 62 or

Head office: Level 10, 100 Pacific Highway, North Sydney NSW 2060. Phone: +61 2 8907 0444.