Home Find a local expert
Anna Stojanovski

First Home Buyers in Point Cook

As your local broker servicing Point Cook, Werribee, Altona Meadows and surrounding areas, we're committed to looking after all the research, completing the paperwork & following up the banks for you! Meaning you can spend more time finding your dream home.

The first step to buying your own home is to sit down with me, your local mortgage broker in Point Cook and go through your budget, income & expenses so we can determine how much your borrowing power is. Once you know how much you can borrow, you can begin the property search to find the perfect home. During our initial chat, I'll also take you through the type of lenders that would suit your situation best, including all the big banks & some specialist lenders.

From here, we will submit an application for pre-approval on your home loan. Pre-approval means the bank has tentatively approved your loan - meaning you can submit an offer on a property with confidence.

Calculate your borrowing power with our handy home loan calculators!

What you need to know as a First Home Buyer
  • When buying a property, it's important to understand how the home buying process works,  the pros and cons of buying a property and of course the costs involved when it comes to home ownership.

  • Find out if you're eligible for the First home owner grant! The First Home Owner Grant is a lump sum of cash available to first home owners to help with the cost of buying a first home. Call me today on 0414 849 921 to find out more and see if you are eligible.

  • Understand the 2020 First Home Loan Deposit Scheme! The new government scheme for first time buyers allows approved applicants to take out a mortgage with just a 5% deposit and avoid paying lenders mortgage insurance. Want to know more? Reach out to me on 0414 849 921. 

It’s good to know what to expect when you see a Mortgage Choice broker for the first time. It’s also a chance to ask any questions you may have about home loans and home buying. Check out our short video and learn how we can help you! 

We're here to help you take the next big financial step. We'll do all the hard work, so you can look for the dream first home. To learn more about buying your first home, check out our handy first home buyer guide here.

If you're ready to buy your first home, call me on 0414 849 921.

 


Contact us today.


Have you used Mortgage Choice before? * :
Additional Comments? * :