Home Find a local expert Anthony Knight

Mortgage Brokers Central Coast NSW - Your Home Loan Specialists in Erina

With over 20 years of experience, the team at Mortgage Choice in Erina have helped hundreds of home loan customers on the Central Coast
  • Call Us Mortgage Choice Erina
  • Office - 02 4365 0900
  • Fax - 02 4365 0901
  • Open Hours Mortgage Choice Erina
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Suite 1 Karalta Connect, 18 Karalta Road ERINA, NSW 2250

Start your home loan journey today

Know the feeling of owning your own home on the Central Coast

At Mortgage Choice Erina, we’re excited about helping you achieve your home loan goals in the vibrant, rapidly growing Central Coast region.

With over 20 years of experience, the team at Mortgage Choice in Erina have helped hundreds of home loan customers – just like you, achieve their property goals with the loan that’s right for their needs. We look forward to helping you.

As one of the most experienced mortgage brokers on the Central Coast, our team provides proven expertise across a range of needs including:

  • First home buyer loans
  • Home upgrades
  • Refinancing
  • Property investment loans
  • Loan top ups
  • Debt consolidation.

Mortgage Choice Erina makes your next loan easy

Our goal is to give you a streamlined loan experience.

First, we spend time understanding your circumstances and goals. Then we sort through our extensive panel of lenders – including many of Australia’s largest banks plus specialist lenders, to find the loan(s) best suited to your needs. The final choice is always yours.

Once you have selected your preferred loan, we’ll take care of the paperwork and manage your application all the way to settlement. We can even arrange your First Home Owner Grant where applicable.

As your Erina home loan specialist, we know lenders   

With contacts developed over 20 years as an Erina home loan specialist, out team have direct links to major lenders – a real plus if you are self-employed or have unusual circumstances.

We service the entire Central Coast area including Terrigal, Bateau Bay, Kincumber and Woy Woy.

Our home loan service comes at no cost to you 

As a valued customer of Mortgage Choice Erina, our home loan service comes at no cost to you. We are paid by lenders after your loan settles, receiving the same commission regardless of which loan you select. It means we only recommend the loan best suited to your needs.

Call us today

To get started with your Central Coast home or investment property, call Mortgage Choice Erina on 4365 0900. Or click ‘Contact us’ at the top of this page and we’ll be in touch shortly.


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Rob From Woy Woy

07 Oct 2021

Luke at Morgage choice Erina was very understanding, helpful and professional. Got me a great rate on my home loan and helped out refinancing down the track for an even better r...

Ali Chamas

01 Oct 2021

Good help in determining best product. Luke was friendly and helpful.

Brand Engelbrecht

22 Sep 2021

Great service and professional advice!

Amy Swan

20 Aug 2021

Katie Dowton has hands down been the best Mortgage Broker I could have ever imagined. She is always so responsive, allows me to bounce all of my insane ideas off her at any time...

Terri Israel

18 Aug 2021

My experience with Mortgage Choice Erina was absolutely incredible and they were fantastic. I’m a single Mum and was able to purchase my home because of the amazing Katie. She w...

Louise Reilly

12 Aug 2021

Recently purchased our third home using the services of Anthony and the team and once again their service was outstanding. Staff are knowledgeable, friendly and helpful! We purc...

Dirk Elliott

21 Jul 2021

Helped us twice to get a better rate after signing up & when we were no longer happy with our lender (due to covid branch closures) got us re financed to an awesome deal my othe...

Mike Deguara

22 Jun 2021

The team at Mortgage Choice Erina have been outstanding. Always willing to help through the entire process to ensure a smooth transition between lenders and to secure the best d...

Daniel Farrugia

24 May 2021

Katie was great to deal with throughout the whole process - highly recommend - good communication and a great outcome that was suited to my needs.

Kate D

29 Apr 2021

Everyone i spoke to at Mortgage Choice Erina was very professional and they helped me through the hardest thing i could possibly do in my life, get a home loan. The knowledge of...

Rhiannon Anderson

14 Apr 2021

This is the 3rd time we have used Mortgage Choice Erina. We would highly recommend them .

Alex du Plooy Expert4x

23 Mar 2021

We have arranged numerous home loans through Anthony over the years. He has always been very professional, easy to communicate with and always found the best opportunity for our...

leonie saunders

29 Jan 2021

Dealt with mortgage choice numerous times over the years and again this time they showed great customer service and professionalism highly recommended ... extra big thanks to K...

Lesley Schoon

22 Jan 2021

Katie's help while I was navigating through my first home purchase was outstanding. Katie's knowledge and patience in explaining the processes was reassuring and she always res...

bridgette Griffiths

20 Jan 2021

My Partner and I went through Luke to purchase our first home and he was wonderful. Continuously went above and beyond to assist us and no question (I asked a lot haha) or task...

Alexis Whinfield

30 Dec 2020

We had great service from Luke throughout our whole house buying experience. We’re first time buyers and he was able to explain everything really simply for us and was always ab...

Tracey Savory

21 Dec 2020

I can't speak highly enough about the professionalism we received from Katie. Her knowledge and support during this stressful time, selling and buying, was very much appreciated...

Peter Schulz

11 Nov 2020

We have been using Mortgage Choice Erina's services for several years now and the results we have been able to achieve are excellent. Every question is answered in a timely fas...

Brendan Behringer

03 Nov 2020

Excellent service, advice and ongoing support.

Andreas Kilander

22 Oct 2020

We tried to get a pre-approval from three different banks and non of them where able to help us at all. We then meet with Luke from Mortgage Choice in Erina and we received a pr...

Kristen Nelson

13 Sep 2020

Luke from Mortgage choice was nothing but professional. Everything was processed and ready to go with time to spare which made the whole process stress free.

Stuart Randall

02 Aug 2020

Luke was fantastic to deal with, made the purchase of my property a pleasurable experience. Will definitely be using him again in the future. Thanks Luke.

Christine Whittle

02 Aug 2020

Luke went above and beyond for me during the whole mortgage process .. can’t recommend high enough . Best mortgage service on the central coast

Emma Semken

01 Aug 2020

Katie was fantastic to work with! ?? Being a first home buyer with very little knowledge in the process, she made everything stress free and was able to secure a great interest...

Chris Cashman

15 Jul 2020

Katie at Mortgage Choice Erina was a pleasure to work with. It was our first home, we had some very tight timelines and she was very responsive, guided us through the process an...

Chrystie Soames

10 Jul 2020

Anthony and Katie were amazing. I was referred to this branch by a colleague and my kids and I are forever grateful to Katie for her hard work to secure the finance needed to fo...

Emily Coleman

17 Jun 2020

Luke was really helpful and made sure we had the best rate for our home loan - definitely recommend Luke from mortgage choice Erina.

Lara Stafford

01 Jun 2020

Working with Katie Dowton from Mortgage Choice Erina has been an absolute pleasure! Katie offered a truly professional, clear and smooth process, keeping us up to date in every...

Simone Wylie

01 Jun 2020

I have had a great experience working with Mortgage Choice Erina. They have managed several loans for my family over the years and have always got us the results we planned for....

Demi D Agraz

18 May 2020

We used Luke for our Bridging Loan and it was a great choice. He was always available and always ready with a Plan B or even Plan C if it was required. Because of COVID our firs...

Lisa Stone

01 May 2020

All of the above. Made the whole process smooth. Incredibly patient with a very long drawn out settlement. It was so fantastic to have an advocate between me and the bank. Than...

Dai Cat

20 Apr 2020

Despite the Bank throwing up roadblocks at every opportunity we were extremely happy with the way that Luke from MC Erina never stopped chasing them down and holding them to tas...

Anthony and his team made refinancing our home loan so easy. We can't recommend them enough! They were friendly, approachable, did all the hard work, and made sure we understood everything too!

Trevor and Genevieve, Koolewong , NSW
- Refinancer

This refinance has been life changing for our family and I cannot thank you enough for your help. I would have no hesitation in recommending Mortgage Choice to my friends and family and also your help was magnificent. So again thank you. A very happy customer.

Martin and Melissa, Kariong, NSW
- Refinancer

The whole team at Erina office were amazing! Always helpful and supportive with great customer service.

Alan and Cathy , Glenning Valley , NSW
- Upgrader

Katie was such a support and delight to work with throughout our recent loan settlement. With what can be quite a stressful process, Katie takes the stress out of the situation and is extremely professional and efficient with getting everything across the line for her clients.

Richard and Kristy, Holgate , NSW
- Upgrader

In using Mortgage Choice Erina for my third mortgage over so many years, I feel that I have received the best deal on the market and will always refer friends and family to them.

David, Wallabi Point, NSW
- Upgrader

I am extremely happy with the assistance I received from Anthony and his team. Not only were they prompt and readily available when I needed their advice, but they were extremely supportive in the help they gave me. I could not have asked for more.

Jo, Kincumber, NSW
- Refinancer

Fantastic service from the team at Mortgage Choice. The process was extremely smooth and everyone was a pleasure to deal with.

Michael and Rachel , Forresters Beach, NSW
- First Home Buyer

We've been using Mortgage Choice since 2005 and the service goes above and beyond. The whole team are always happy to help even if the person you are wanting to speak to is busy at that time, the rest of the the team are always so helpful and thorough. Thank you Katie, Anthony & Luke for your help throughout the last couple of months.

Daniel and Samantha, North Gosford, NSW
- Refinancer

I found the team at MC Erina very helpful from the initial consultation, through the negotiation with the loan provider and to the final settlement. We always felt like we were aware of the status of the application and all questions and requests were responded to promptly.

Brad and Deborah , Narara , NSW
- Upgrader

Katie was absolutely amazing to work with. For two young first time home buyers we had NO idea what we were doing and had a lot of dumb questions. But Katie always replied so quickly with a great attitude and was always happy to explain everything to us. Forever grateful for helping us.

Courtney and Mitchell, Kanwal, NSW
- First Home Buyer

Professional. Confident. Energetic.

Robert and Cassandra, Saratoga, NSW
- Refinancer

Luke was great. Very helpful and always got back to me in a timely manner. Thanks for all of your help!

Troy and Natalie , Green Point , NSW
- Refinancer

I wish to thank Anthony Knight and his team a big thank you for their service. Anthony helped secure our loans on two occasions in a very professional and timely manner with minimum fuss, ably supported by Luke and the rest of the team. I would have no hesitation in recommending their services to anyone wishing to apply for a mortgage.

David and Anne , Avoca Beach , NSW
- Property Investor

Extremely happy with our dealings with Luke and Anthony. They made the daunting task of selecting the best mortgage so simple and did all the legwork for us. They are both extremely knowledgeable and professional and looked after every aspect of the loan process and answered all our questions. Cannot recommend their services highly enough.

Trevor and Leanne , Booker Bay, NSW
- Upgrader

It has been so helpful for us to have your expertise and experience while negotiating the purchase of our first home. Thank you.

Jill and Colin, Wyoming, NSW
- First Home Buyer

Help me calculate

Latest news & tips


Contact us today.