Home Find a local expert Anthony Knight

A Strong and Experienced Team

As with most businesses, the team makes the customer experience.  The team at Mortgage Choice in Erina have been in the industry for many years and it is that experience that will make the process run smoother for our clients.  Don't embark on a transaction without our help, we do it every day and we can make it easy for you.  Why would you try to go it alone?

Anthony Knight

Anthony Knight

Anthony commenced the Erina franchise from a home office in 1998.  Having successfully completed a Bachelor of Management Sciences degree and a Graduate Diploma in Finance and Investment, running a mortgage broking business seemed a natural fit.

The twenty years in business brought a few location changes and many awards.  Anthony and the team were awarded the prestigious High Flyers Award on nine occasions for being one of the leading franchises in the country.

Anthony is married with two children.  Similar to many parents on the Central Coast, weekends are spent at kids' sporting events across the district.  Anthony is also a keen (that does not mean good) golfer who tries to get in a regular game for some R&R.


Katie Dowton

Katie Dowton

Katie grew up in a small opal mining town in far-western NSW and made the coastal change to complete her HSC in 2015.  She began her career in finance with one of Australia's big 4 banks before entering into the broking industry with Mortgage Choice in 2017.
A compassionate person by nature, Katie finds easy connection with others.  This coupled with her reliable character and organised outlook on life is what makes her approachable to peers, colleagues, and clients.  Katie thrives on earning the respect of those around her and wanting to make a difference to each person she deals with. 
Katie purchased her first home at 21 and enjoys the creative design aspect of owning a home.  She spends her weekends making everything "pretty" and cuddling her fluffy golden boy Sol.
Luke Whitbread

Luke Whitbread

Luke is a true Central Coast local, being born and bred here and is currently living at Norah Head.  He graduated from MacKillop Catholic College in 2009 with a particular love and skill in Mathematics.  Luke also excelled at golf (along with other sports) and this was his chosen path once he left school.  His first role was with Wyong Golf Club where he completed a PGA of Australia Traineeship and was awarded the NSW/ACT PGA Rookie Player of the Year in 2014.
During these years developing as a professional golfer, Luke gained skills in Coaching, Customer Relations and Business Development within the industry.  He continued to play golf professionally full time in Australasia, Asia, and Canada.  In 2017, Mortgage Choice Erina identified these skills in customer service that Luke had as a natural part of his personality, coupled with his mathematics and problem solving abilities and invited him to be a welcomed addition to the team.
On weekends Luke still gets to play a bit of golf.  He also enjoys surfing and AFL along with spending time with his partner Kelsi and Ruby, the not-so-small puppy.

Pamela Reid

Coming from a background in HR for both small and large businesses spanning over many years, Pamela decided it was time to try something new. She joined the team in 2020, in the busy role of our Administration Manager. 

Pam’s friendly nature and professional demeanour make her a great “Director of First Impressions” for our business and with her high level of efficiency and caring manner, she will make sure you feel comfortable and in the loop throughout the application process.
A Central Coast local for 35 years, Pam enjoys time with her family, including her 2 dogs, dining out, shopping and weekends on the farm.

Sydney Wilks

Sydney was born in England and moved to Australia with her family when she was in primary school.  She completed her HSC with a love for Finance and Mathematics and in 2021, joined our team as our Junior Administration Assistant.

When she's not at work, she enjoys socialising with her family and friends, going to the beach, exercising and spending time with her two dogs, Stella and Cooper. 

Sydney is working towards purchasing her first home and hopes to eventually build an investment portfolio as well.

Contact us today.