Mortgage Broker Rockdale, Kogarah, Bexley, Banksia, Monterey, Ramsgate, Sans Souci, Wolli Creek and Surrounding areas

Call: 0400 325 210

Looking for a home loan? Anthony Moschoudis and his team are your local home loan experts in the Rockdale, Bexley, Kogarah, Monterey, Ramsgate, Sans Souci, Wolli Creek and Surrounding areas.

We're here to help you save money and time, as we find you the best deal at no cost.

Call Us Mortgage Choice Rockdale
Mobile - 0400 325 210
Office - 1300 088 333

Open Hours Mortgage Choice Rockdale
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Shop 2, 584 Princes Highway ROCKDALE, NSW 2216

Latest home loan interest rates

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Why choose Mortgage Choice in Rockdale?

Our team at Mortgage choice Rockdale (previously Mortgage Choice Bexley) are experts in helping out clients achieve their home, car, investment, and financial dreams in and around Bexley and Rockdale, Kogarah, and surrounding areas.

We are here to ensure the entire borrowing process is simple, understandable, and as seamless as possible for you. We do all the leg work, keeping you updated every step of the way.

We offer professional loans to help you reach those next milestones. We offer endless financial services so you can relax whilst we try our best for you.

We know how important it is for you to be able to trust the advice you are receiving from our experts.

This makes sure our team always has your best interest at heart.

We're here to help you

Contact us at 1300 088 333 or drop into our office at Shop 2, 584 Princes Highway, Rockdale 2216.

^{Why Mortgage Choice?}

Mortgage Choice was founded in 1992 and quickly grew to become one of the country's most successful, independently owned mortgage broking aggregators. Currently, there are over 800 MC franchises throughout the nation. Most are family-owned, local community based small businesses employing hundreds of Australians.

While MC began assisting Australians with home loans from an extensive panel of lenders, it has since developed its offer into a more customer-centric, holistic one.

Afterall if MC brokers are going to help you use your income to buy the most important purchases you'll ever make, that's why it's our duty that your income and assets are protected.

Our brokers now assist clients with a range of diversified products including personal loans, asset finance, and car loans.

We understand people with big dreams and goals.

Just some of the services we offer include:

First home buyers
Upgrading to the next home
Refinancing your out of date rate
Investing for the future
Consolidating all the loose debt
Topping up your existing loan
Financing your business or commercial needs
Want new equipment
Personal loans
Car loans
Insurance
Just need a guide for the future
And more

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

As a first home buyer, Anthony Rockdale Mortgage Choice was very helpful in the process. Anthony always kept in contact and answered every question and enquiry promptly. The process took awhile due to the bank requiring a lot of information however, not Anthony's fault, he constantly kept on the banks case and we finally received a favourable decision.
I would recommend Mortgage Choice but more... read more

Jessica
11 January 2024

As first home buyers the process for us was very daunting but Anthony went above and beyond in guiding us through the process and answering any questions we had and he made it super easy for us.I would highly recommend Anthony to anyone looking at purchasing a property.

George
03 January 2024

I can't speak highly enough of Mortgage Choice especially Anthony. The entire experience, from the moment I walked in, was fantastic.They are reliable, honest and operate with integrity. I recommend them to anyone who is looking for the best broker in town. As my first property in Australia I was very stressed about my finances and process. Anthony has always taken the time to answer any questio... read more

M
28 September 2023

I had an excellent experience with Anthony - I'm a first home buyer and he made the whole process so smooth and showed real care for my home buying journey. I would recommend him to anyone looking to buy a home.

Amna
26 July 2023

We are extremely happy with the awesome service and guidance of Anthony. He really guiding us all the way until the loan was approved. Very friendly, approachable and easy to talk with, and he answers all our queries before the loan was processed.
Fast and reliable person.
Highly Recommended

Jhinky
25 July 2022

Anthony and Nicholas at Mortgage Choice were absolutely amazing through the whole process, we had a really difficult situation and it took us about a year to find our dream home and they remained by our side the entire time.
They are extremely thorough, prompt and detailed making them very professional. Again, thank you.
We could not fault their service at all.

Bonnie
23 April 2022

Very professional and ensured that we were able to get the best deal, would recommend to all

Charlie
24 March 2022

An enormous thank you to Anthony and his team for their support in the purchase of our family home Anthony was responsive and supportive at every turn. He provided the right advice for our purchase and we would recommend him and his team to anyone searching for a home loan . Thank you again Anthony

Simon
24 March 2022

Anthony and Nicholas were great, they helped me as a first home buyer purchase my first home. Would highly recommend the team at Mortgage Choice Rockdale

John
22 February 2022

Anthony is a great guy. He helped me with all the essential information and more on my house purchase.
As this was my first time buying a house I didn't know basic things like the difference between finance approval date and settlement date and he was happy to educate me on these things.
I most likely wouldn't have been able to buy the house without his help.
Initially, I went directly to the ba... read more

Emil
22 January 2022

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.