Making your offer ‘Subject to finance’ is a standard condition in purchase contracts.
This clause gives you time to organise a loan for the property you’re buying. It means that if your loan application is refused, you may choose to end the contract.
Please use an experienced solicitor / conveyancer to prepare this wording for you. Before you finalise the wording, check with your broker (us!) to see how long they'll need to organise your loan.
NOTE: A finance clause is only available for private sale and can't be used at auction.