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Anthony Smith

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Average client rating
5/5 From 81 Reviews

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Couldnt be happier with our dealings with Stephen Forrester from mortgage choice- exceptional service. He and Katrina guided us through every step. Would definitely recommend them.

Barbara
21 January 2024  

 

Big thanks to Rhys for helping us into our first home, and navigating changing timelines and a couple of little challenges throughout

Mitchell
26 November 2023  

 

Great service appreciate all the hard work.

sourav
20 November 2023  

 

Stephen Forrester is an exceptional broker He guided me through every step of the process, and working with Katrina was also a delightful experience. I highly recommend Stephen and the Mortgage Choice team.

Saj
01 November 2023  

 

I would highly recommend Mortgage Choice. The process was smooth and David was always available to answer any enquiries. I was given an overview of all my choices to make an informed decision.


27 September 2023  

 

We could not thank Rhys enough He was great to deal with, quick and efficient. He explained everything clearly so we completely knew what was going on. From start to finish we have had a great experience Thankyou again Rhys

Brooke
01 August 2023  

 

David and Anthony are absolutely incredible at reorganising your finances and mortgage to help get your life in order. I cannot recommend them enough, do not go anywhere else 6 stars if I could... Many thanks from my family

Andrew
22 March 2023  

 

Big thanks to Rhys from Mortgage Choice for his expertise in supporting us to purchasing our first home. As it is a daunting process, Rhys was there every step of the way to ensure we had the best possible experience. He never left a question unanswered and for this we are truly grateful. He was efficient in everything he did, from instant communication to following up anything that was needed. Highly recommend
Dan El

Daniel
24 February 2023  

 

A big thank you to David Ross and Shaun Curtis and of course Anthony Smith for their expertise, advice and care in helping me refinance and set up new mortgages at a very complicated and stressful time. I always felt like I was in the very best of professional hands. I recommend them highly. Thank you so very much.

A
20 February 2023  

 

A big thank you to David Ross and Shaun Curtis for their expertise, advice and care in helping me refinance and set up new mortgages at a very complicated and stressful. I always felt like I was in the very best of professional hands. I recommend them highly. Thank you so very much.

Jane
19 February 2023  

 

Rhys is absolutely fantastic. He helped us secure a relatively complicated mortgage and always had an abundance of options. His knowledge, service and reliability is outstanding. He knows his stuff and he works with his clients with ease. Theres no question that he cant answer. I couldnt recommend Rhys enough. Hes a trustworthy broker who gets results. Thank you so much Rhys Nikki and Matt

Nicola
19 January 2023  

 

Highly recommend Rhys After a lengthy period of searching, pre-approvals running out and rate rises he made the process very smooth and stress free. Countless questions answered and last minute changes were no challenge. Will be using again and recommending

James
15 December 2022  

 

I had an amazing experience working with Rhys from Mortgage Choice on my journey to purchasing my first home. I had been following Rhys Home Loan Helper on Instagram for months before I decided to reach out as it made things look not as scary as I anticipated. Rhys was very supportive and a fast communicator through the whole process and kept me up to date every step of the way. Highly recommend

Kelsey
27 November 2022  

 

Cant thank Rhys enough. Our first time buying a house and Rhys was there every step of the way. Professional and reliable at anytime needed. Will always recommend Rhys from Mortgage Choice.

Jaimee
23 November 2022  

 

Thank you so much to Rhys for your expertise and help with our re-finance. Being self employed makes it a lot harder to gain a new loan but Rhys helped us every step of the way to borrow extra funds to do much needed renovations.
Excellent communication and never waited long for a response. We appreciate you honest advise.
Thanks again Rhys We look forward to making our house a home thanks to your help.
Corey and Sandi.

Sandi
24 October 2022  

 

Big thanks to Rhys, who helped us to purchase our first home. He was really helpful in resolving queries and giving suggestions. We definitely recommend Rhys and his team to our friends.

George
19 October 2022  

 

Thank you to Shaun David. Their service has been quick and, always so friendly. We now have our new home loan set up and the process was seamless What a great team Thanks again guys

Charlotte
19 October 2022  

 

We've been dealing with Mortgage Choice Cheltenham for 6 yrs now Shaun David are great to deal with. Took all the stress out of refinancing it was never too much trouble to get back to us on questions we had. All the best Simon Liselle.

Simon
10 October 2022  

 

Shaun and David were so helpful in remortgaging my loan. A home loan is daunting and a big decision - but they made the whole process very easy and clear to understand. Would recommend

Erika
04 October 2022  

 

Rhys and Josh were a fantastic support through the entire process of buying my first home. They made a complex process easy to understand and the communication and constant support was so helpful. I would recommend Rhys and Josh to anyone looking for reliable, trustworthy and effective help with a mortgage

Alex
01 August 2022  

 

I approached Rhys from Mortgage Choice as a first home buyer with no idea of where to begin in the home buying process. Rhys and the team seamlessly supported me with setting up my mortgage and put me in contact with the right people for the home buying process.
The experience was stress free and communication was great. I highly recommend working with Mortgage Choice and will personally continue to work with them in the future.

Fin
22 July 2022  

 

Thanks to the team of Shaun, David, Rhys and Josh for helping us through the process of our construction loan. From their expertise in accessing the right loan, through to managing the staged payment process to the builder they were always on top of things and ensuring that we were kept up to speed with what was happening and they communicated with the bank regularly to ensure there were no issues on the banks end. A positive and professional experience from start to finish.

Jeff
08 July 2022  

 

We worked with Stephen and Josh who provided a high level of service, guidance and re-assurance. Their expertise and attention to detail made for a seamless loan-application, approval and settlement process. I would highly recommend this team.

Campbell
08 July 2022  

 

One word - smooth as okay that was two words.
It was definitely the smoothest process and the most pleasant experience dealing with Stephen, Rhys and Joshua.
Stephen was always available for a chat and answered my incessant queries. He found us a really good loan deal and Rhys helped us with the paperwork. Finally Joshua made sure all our progress payment and what not went without any hiccups. Lovely people, couldn't recommend enough
Thank you Stephen, Rhys and Joshua

Kapil
01 July 2022  

 

Fantastic service from Joshua Ellis and Stephen Forrester who kept us informed every step of the way from application to settlement.

Carla
01 July 2022  

 

Second time coming back to see David for my mortgage needs and yet again he has gone above and beyond. Super friendly, responsive and proactive. Everytime the realestate agent or conveyancer asked me about anything, David was already 2 steps ahead of them. The service I've recieved from both David and Josh has been exceptional, they've made my refinance and new homeloan application stress-free and easy

Tammy
14 June 2022  

 

Huge thanks to Rhys, who just helped me purchase my first home He made what seemed a daunting experience very stress free and simple. Rhys had fantastic communication and transparency throughout the whole process. Will definitely be recommending Rhys to family and friends

Michael
15 May 2022  

 

As always, fantastic experience dealing with Stephen and Joshua at Mortgage Choice Cheltenham. This is our forth loan with them and couldn't recommend more highly Great advice, personalized service and they are truly helping us to make our dreams come true. Thank you so much and looking forward to our next loan. 1010

Malcolm
15 May 2022  

 

My wife and I recently organised a new mortgage and bridging finance recently through Mortgage Choice Cheltenham as we upgraded into a larger property and sold 2 others.
Assisted initially by Shaun and later David and Josh, the quality of both the advice they gave and the service they offered was second to none making a potentially stressful situation far easier than it probably should have been.
We were both relative novices at this but all the options were presented to us in a very easy to understand way that allowed us to pick the best options for our situation. All 3 of the guys always answered their phones or called back very quickly and never tired of answering our repetitive questions
On settlement day there was a delay of my making and a potentially disasterous situation was avoided by Josh going above and beyond to help.
Great experience working with this team and can highly reccommend.

Jon
15 April 2022  

 

Working with Rhys from mortgage choice to buy my first home was definitely the right decision. He was informative and willing to help me understand the process and the right path to take. I look forward to working with them in the future.

Josh
15 April 2022  

 

What an outstanding experience, as a first home buyer I was walking in the dark until Stephen Forrester was recommended. After the first phone call I had more clarity than the 6 months of googling prior, and I had a direction. Stephen was easy going, extremely available and provided excellent advice.
If there were more stars to give, he'd get them.
With the diligent support of Joshua Ellis, this team are brilliant, well priced and in my experience, have delivered above and beyond.
Written whilst sitting in the dream property
Thank you Stephen.

Ness
15 April 2022  

 

We had an excellent experience with Rhys from Mortgage Choice Cheltenham. He found an exceptionally low rate for 5 years fixed, maintained excellent communication throughout and was proactive in mitigating risk. Our property has settled and we are very happy with his service.

Guy
14 December 2021  

 

Rhys from Mortgage Choice Cheltenham went over and above to make the entire process as easy as possible. Very professional and would highly recommend. Thanks so much for helping us buy our first home

Taylah
14 December 2021  

 

Couldn't have asked for a smoother and easy going process of getting a home loan through Rhys Elmi. His dedication and passion for his job makes it a stress free process for a task that can sometimes be quite daunting for some. My partner Sage and I appreciate everything Rhys has done for us and thank him for his efforts.

Liam
14 December 2021  

 

We haven't refinanced our mortgage for many years and this was so easy Thanks Rhys for finding us such a great deal and making it stress free. I would highly recommend

Nick
13 November 2021  

 

Rhys recently helped my partner and I with financing and securing our first home, and honestly, we dont know where to begin. Rhys has managed our stress, silly questions and queries, every step of the way. From us first picking up the phone and calling back in May, right through to settlement and beyond, Rhys has delivered sound, easy to understand advice, and reassurance with a calmness that allowed my partner and I to navigate the property market and financing world with ease. Having someone in your corner that you can trust and rely on during a major life moment cant be appreciated enough, and Rhys has done exactly that. Thank you very much to Rhys, and the team at Mortgage Choice.

Liam
13 November 2021  

 

Couldn't recommend Rhys Elmi from Mortgage Choice Cheltenham enough He was so helpful and responsive, no matter the time, and made the process easy and stress free for us. Being first home buyers it was quite daunting and confusing for us, but Rhys broke it down and answered any questions we had. We will be recommending him to all our friends.

Olivia
14 September 2021  

 

We have gone through Shaun and the team multiple times to secure new property loans or refinance. Every time Shaun has gone above and beyond, particularly when securing finance through banks was becoming more difficult. Shaun has a great understanding of the real estate market as well as the loan market, and has always been able to provide us with helpful advice, and has been patient and persistent in getting us the best deal. We have saved a small fortune as a result. I can't speak highly enough of the team's professionalism and support, I have recommended Shaun to family friends and all have been extremely pleased with the the money he has saved for them and how easy the process was. We will be using Shaun the team at Mortgage Choice Cheltenham again in future.


15 July 2021  

 

Highly recommend Rhys Elmi from the team at Mortgage Choice Cheltenham. We have dealt with Rhys twice in the last six months, his professionalism is outstanding he made the process of refinancing fast, efficient and easy for us. All our questions were addressed and answered quickly and communication was excellent. We have used this company for all our house purchasesrefinancing spanning over 16 years and the service has been exceptional each time. We won't hesitate to contact Rhys in the future for any changes we require.

Hazel
15 July 2021  

 

Rhys Elmi and the team at Mortgage Choice Cheltenham were fantastic to work with. We had an out of the ordinary buying scenario and Rhys took all of the pressure out of this complex situation for us. Rhys was professional, personal and communicative throughout the entire process and was a real advocate for us as the buyer and secured a us great mortgage plan to suit our unique needs. We will definitely be return customers if we are back in the market Highly recommend

Michelle
15 July 2021  

 

Anthonys goes above and beyond for his clients. His experience in the industry assured me to be able to get a loan transfer approved.
Thanks again Smithy

Maverick
15 July 2021  

 

Rhys Elmi of Mortgage Choice Cheltenham was incredible in finding the best and most suitable home loan for me at the best rate too. As a first home buyer I found the whole process overwhelming initially but Rhys managed to guide me through the entire process from start to finish with confidence and transparency. He was very proactive in providing his services and I would strongly recommend Rhys to anyone looking to buy there home or even refinancing.

LUKE
15 July 2021  

 

This is the second time we've used Shaun and once again he was excellent throughout - professional, helpful, proactive, patient and answered all of our questions Certainly recommended

Dan
15 July 2021  

 

Highly recommend Stephen and Rhys

Lisa
15 July 2021  

 

I would highly recommend the team at Mortgage Choice Cheltenham. The communication was professional, fast and the entire process was made easy This company was recommended to me by a close friend, and I would certainly pass on the same recommendation Great Service

bree
15 July 2021  

 

Have had the pleasure of working with David Ross and Emma Avdulla twice now ,and could not be happier with their service . They have been absolutely brilliant to deal with .

Scott
15 July 2021  

 

Rhys Elmi is an absolute godsend We had such a great experience purchasing our first home through Rhys and we will be coming back for all our finance in the future. He puts in so much time and effort behind the scenes and makes something as daunting and complicated as purchasing your first home straightforward, approachable, and accessible. Communication was impeccable with Rhys making the whole process something we could enjoy

Natahsha
15 July 2021  

 

Thanks to Dave and the team at MC Cheltenham who have been exceptional guiding us through the construction mortgage process of our future home. I will definitely recommend them.

carlos
15 July 2021  

 

Rhys Elmi honestly made such a daunting and scary process of buying a house so easy and straightforward. Always available to answer my silly questions and explain them in a way I can understand. Rhys worked so hard behind the scenes to secure us the best home loan and I highly recommend him for all your financial needs.

Lauren
15 July 2021  

 

Shaun at Mortgage Choice was very responsive to my request and arranged pre-approval for my loan efficiently. It was great that he also checked in on how I was progressing and offered further assistance.
Greatly appreciated.

Perry
15 July 2021  

 

I can't thank Rhys Elmi enough for his support and commitment to helping me with my home loan. He does so much behind the scenes and his dedication and professionalism is admirable. Rhys caters for the individual and doesn't apply a 'one size fits all' approach for his clients. He goes above and beyond to work with and to achieve his clients goals. Rhys is a solution finder and does everything he can to problem solve and determine the steps and protocols required, specific to the individual's needs. Lastly, Rhys doesn't throw anything in the too hard basket. He is encouraging and truly wants everyone to find the home or investment property of their dreams.

Kaity
15 July 2021  

 

Very Professional Service from Jeff Morel. Explained in easy to understand language. Great advice and we look forward to continued advice and help from Jeff.

Derek
15 July 2020  

 

Dealing with Shaun Curtis at Mortgage Choice in Cheltenham for assistance in our financial matters has always been an absolute pleasurable experience. Shaun, and the team, have been very professional and knowledgeable, and always willing to answer any of my questions. Well done Shaun, I wouldn't go anywhere else

Greig
15 July 2020  

 

Have used Anthony Smith for the last 7-8 years for our property loans. Fantastic service, well organised and always a professional service.
Recently used them again for the purchase of our new home once again Anthony, Dave and Emma communicated efficiently and helped through the process with any questions we had.
Would highly recommend their services. You wont be disappointed. Thanks again Mortgage Choice Cheltenham Team

Julian
15 July 2020  

 

Hi Jeff,
I just wanted to say thanks so much for all your help over the past 12 months. I am truly grateful for all your time, effort and energy you have put into helping me out with everything I appreciate that you tried to make the whole process on your end as easy as possible to deal with for me given my circumstances. You should be proud of your professionalism whilst being easy and down to earth to talk to.
Thanks
Marisa

Marisa
15 July 2020  

 

Stephen and the team got us into our first home The whole process was a pleasure and we couldnt have done it without his expert knowledge. I reccomend all my friends to Stephen and will continue to do so in the future.

James
15 July 2020  

 

Shaun Curtis is an excellent mortgage broker. I have used him on 3 separate occasions over the last 15 years, and have been successful with all my applications. Shaun is diligent with working through the fine details, and problem solving. He is patient with explaining banking logistics is laymen's terms which I need. I highly recommend Shaun Curtis for financial advice and getting you the best deal possible.

Steve
15 July 2020  

 

I have used Shaun Curtis and the team from Mortgage Choice Cheltenham for over a decade for all my finance requirements. Without question they are the best in the industry and i can't recommend them highly enough.

Jason
15 July 2020  

 

 

Hi Shaun,

Christine and I would also like to thank you for all your help and services.

I would have no hesitation in recommending yourself and Mortgage Choice to anyone!

An experience that some say can be very daunting and exhausting has been an absolute breeze!

Any issues please give me a call.

Thanks again.

Max Horne
16 December 2017  

 

 

Thanks Craig you really helped us a lot..would really recommend him as one of the valuable employee of Mortgage Choice.

Ven S
16 December 2017  

 

 

Hi Jordan,

Thanks for the update last week, we would like to thank all the team at Cheltenham mortgage choice for their outstanding service and professional approach, nothing has been too much trouble all questions answered just an overall outstanding service and we would not hesitate to recommend you guys or use you again in the future.

Once again a big thanks.

Darren and Alexandra B
16 December 2017  

 

 

Hey Chris,

Just wanted to let you know that, once again, I have been blown away by the awesome service provided by you and your team. I have been through your brokerage three times in the last two years to refinance my mortgage and each time your pleasant disposition, your promptness in getting things done (even coming to my workplace on numerous occasions to get documents signed) and the patience that you have shown when I was lost in a sea of numbers, could not possibly be surpassed.
I would not hesitate in recommending you to any of my friends or colleagues, and look forward to dealing with you in the future.

You guys ROCK!!!!
Thank you thank you thank you for your amazing service.

I. McKibbin
16 December 2017  

 

 

Hi Jeff,

I just wanted to say thanks so much for all your help over the past 12+ months.

I am truly grateful for all your time, effort and energy you have put into helping me out with everything!

I appreciate that you tried to make the whole process on your end as easy as possible to deal with for me given my circumstances.

You should be proud of your professionalism whilst being easy and down to earth to talk to.

Thanks.

Marisa
16 December 2017  

 

 

Hi Charlotte and Chris,

Thank you for your email. I wanted to send our thanks for the wonderful service you provided Ross and I.

Our journey to buying this property was a long roller-coaster ride.

Before Chris came on board we went through 3 brokers and 4 banks all swore black and blue, from day one, our loan was a sure thing and right at the last min all pulled out. Our previous brokers were promised to be the best... Three months into the process after lots of ups and downs Lorraine put us onto Chris, she said 'if Chris can't do it no one can'.

He was nothing short of amazing, knowledgable and professional in dealing with and incredibly hard situation with unforeseen obstacles at every turn. He was upfront, clear and empathic and worked tirelessly. He was professional throughout and managed our anxieties with ease, which would not have been easy.

Charlotte was equally amazing her skill and professional manner was much appreciated. A kind of ability rarely seen.

She is efficient, professional, caring and has impeccable interpersonal skills. they got the job done efficiently while managing high stress situations and managing our anxieties not an easy job.

Both Chris and Charlotte put a lot of time, effort and energy into getting us our dream home and we are very thankful. When we told them we had the keys we rang them and they sounded almost as excited as we were.

We love the place!

We will be referring you to Friends and family in future...

Thanks for the wine also :)

Ross and Bianca
16 December 2017  

 

 

Thank you Craig for helping us with not only our homeloan but with the whole process of purchasing our first house!

It made life a lot easier for us especially when the banks made a mistake on the loan and it was sorted out without hassle.

Carly Sadler
16 December 2017  

 

 

Shaun Curtis from Mortgage Choice was FANTASTIC!!

I loved that he took care of everything for us, he answered all my questions (and trust me there were plenty!), and everything was done with such a friendly manner! Your service is second to none, i will have no hesitation in recommending you to my family and friends!!

Tara Anderson
16 December 2017  

 

 

Stephen Forrester is excellent.

Friendly, accessible, always prepared to go the extra mile. Could not speak more highly of him and probably could not have gone through the process of two recent loans without his support.

Steve Conlin
16 December 2017  

 

 

Hi Stephen,

All seems to be ok I think. Have spoken to Homeside to clarify a few things & I think I have my head around it all now.

I have settled nicely into my new home & it already feels like I have been there forever!

Thanks for all your help Stephen, this has been a painless process considering the time restraints we had! & I will be in touch when I am ready to purchase my first (of hopefully many!) investment property/s & will certainly recommend you to anyone I know who may be looking for a mortgage broker.

Tania Middleton
16 December 2017  

 

 

Dear Chris,

Thanks so much to you and your team for our lovely bottle of wine, what a great idea, very thoughtful.

Thank you for being so thorough and patient with us and our many questions throughout the whole homeloan process. We have moved in to our new place and although we are still living amongst many boxes yet to be unpacked, we are very very happy.

Thanks again

Nicki & Pete
16 December 2017  

 

 

Dear Lavina,

Thank you for all your assistance with my home loan application process. I really appreciated your calmness and help with all my questions and queries.

I said to Chris earlier today how great you have been and how it was nice to actually meet the capable person on the other end of the phone/email when I delivered some documents to the office.

I am very happy to recommend the services of Mortgage Choice Cheltenham.
Many thanks, again.

Heather S
16 December 2017  

 

Craig Micallef was very thorough, clear and patient whilst walking us through the mortgage process. Also easy to contact and followed up issues promptly. Highly recommended.

Peter
17 July 2015  

 

Our experience with Mortgage Choice has been fantastic. Stephen Forrester held our hands through the entire process and made a complicated and daunting process seem easy.
After securing a loan with one lender, he went over and above to negotiate a lower rate with our preferred lender.
I would highly recommend Stephen and the team at Mortgage Choice to anyone entering the real estate market.

Jane
17 July 2015  

 

Thanks Chris for your assistance in securing our recent loan. Your knowledge and advice was invaluable and we were very impressed by the rate you were able to get from the NAB which was better than the NAB mobile banker could do Thanks again

Glenn
17 July 2015  

 

We recently purchased a holiday investment property through the services of Mortgage Choice Cheltenham. Shaun Curtis, Charlotte and the rest of the team were excellent with handling all the paperwork and proceedings whilst taking all the fuss out of the financial aspects dealing with the banks.
We highly recommend Mortgage Choice to anyone looking to purchase their next property.
Michael and Kim

Michael
17 July 2014  

 

The team at Mortgage Choice Cheltenham were fantastic the help all the way through the process was smooth and efficient, Lavina explained everything to me clearly I would recommend Chris Howitt and his team to anyone.
Lynette Andrew Jones

Andrew
17 July 2014  

 

Craig provided lots of support, knowledge and experience when I was buying a house and looking for the best finance option. What was potentially an extremely stressful experience became easy and straight forward thanks to Craig and his team.

Maggie
17 July 2014  

 

I was extremely impressed with the quality and fast service that I received when purchasing my first home.
I was also impressed with how Liveena not sure how to spell her name helped me through the signing and preparation of my documents.
If I ever decide to move house I will go through Mortgage Choice Cheltenham again to get the finance.

Ben
17 July 2014  

 

Chris Howitt at Mortgage Choice Cheltenham made my buying experience very easy, they did everything for me. It almost settled late but Chris made some calls and got it to settle on time, great job. It certainly was a wonderful experience having a professional person do all the running around for me and making my life easier, and Chris was always available and willing at any time to answer any queries quickly and efficiently. I have given his name to friends of mine and they have all been very satisfied whether they have gone ahead with the loan or not.
Peter Bailey

Peter
17 July 2014  

 

Ive been working with Chris from Morgagate Choice Cheltenham since we purchased our first home approx. 4 years ago. Chris and the team took us through the process step by step, explaining everything in plain English so that we understood what we were signing.
Since then they have assisted us with looking into re-financing our home loan and gaining a car loan.
They are simply fantastic to work with.

Amanda
17 July 2014  

 

Ive been using Mitch for approx 5 years now and have found him to be the most educated, strategic broker I've delt with. I have recommended him to friends and family and will contiune to do so, as he is outstanding at what he does. He goes out of his way for his clients and I honestly cant speak highly enough of his work.

Fiona
17 July 2014  

 

Mortgage Choice Cheltenham provided us with a first class service which went over and beyond what we expected from them. They saved us thousands of dollars when the bank tried to sneak a charge in to our contract without us noticing, and held our hand through a house purchase in VIC and in NSW.

William
17 July 2013  

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