When my partner Rachel and I decided to buy a home together, I was pretty sure from an early stage that using a mortgage broker would be a good idea.
As a first home buyer I admit I had no experience in arranging a home loan. Rachel had previously owned properties but she has a demanding job, and she just didn't have the time to shop for a home loan.
Besides, we both wanted to be sure we would get the loan that was right for our needs.
We were impressed with our Mortgage Choice broker right from the start. We explained our requirements to him - making it clear that I was a newbie to home loans.
It turns out that our broker is a true home loan expert. He knows everything there is to know about mortgages - even better he took the time to explain how loans worked, what the different loan options would mean for us, and walked us through how various loan features could be useful in our circumstances.
One aspect that really impressed me was the way he explained our borrowing capacity. He reassured us that it was important to borrow the amount we are comfortable with – rather than taking out the biggest loan our combined income would allow. I felt it was genuinely helpful advice for our circumstances and it's meant we're very comfortable living with our loan.
The help we enjoyed from our Mortgage Choice broker was absolutely fantastic. Our broker did all the negotiating and talking with lenders and gave us great support at every stage. It was an education process for me to learn what was involved with a home loan – but it was also a remarkably hassle-free process thanks to Mortgage Choice.
It was a tremendously happy moment when the loan was settled and we were able to turn the key to the door of our own home.
It's a wonderful house - designed and built in the post-war era but fully renovated, which is great for me as I'm not much of a handyman, and it has a fantastic garden. That's really special for us as we love to get outside on weekends and do some gardening. We know our home is also an excellent investment and as home owners we're setting ourselves up for the future.
Our Mortgage Choice broker has continued his support and kept in touch even after our loan settled in April. It's just an amazing level of service and I would definitely recommend Mortgage Choice. In fact I've already recommended their services to friends and family. After all, everyone deserves to be this happy.