Check out Lex & Sarah’s story below in their own words.
Why did you decide to reach out to your broker James about your home loan?
Sarah says, “December 2020 marked the end of our current, fixed rate 5yr loan term with one of the big four banks. Knowing that was coming up, and watching interest rates continuing to decrease, we decided to reach out to a broker to see if we were able to take advantage of the current financial climate from someone who could best determine what would suit our unique set of circumstances - particularly being business owners.”
“We spoke with some friends who are also self-employed about our plans and they mentioned they had worked with James previously and spoke very highly of him, so we reached out - and they were right, he was wonderful!”
How was he able to help you?
“The fact that we own our own business, means that only certain lenders would be suitable to our needs. James was able to guide us with his expert knowledge, tailoring a suite of realistic lender options that we were then able to make an educated and informed selection from. We appreciated that the advice was neutral and given with our best interest at heart, rather than a sales pitch.”
“Once we had chosen our preferred lender, James took care of the rest doing all the heavy lifting for us - even scheduling our meetings after hours to cater to our work schedules.”
How much have you saved per month?
“As a result of our new contract, we are now saving just shy of $1000 per month!”
What does the monthly saving mean for your family?
“As a young, growing family the savings we are now making as a result of working with James and changing lenders has made a significant impact. We are planning to upgrade to a bigger place with more space for the kids and the additional savings has meant that we're able to do that sooner than we had initially thought.”
It pays to get expert advice
Your local Mortgage Choice broker can review your existing loan to see if you could get a better deal. If your current lender won't budge on your rate, they can help you negotiate a better deal with a new lender.