What are 'genuine savings'?
When you’re applying for home loan, and want to borrow 90% or more of the property's purchase price, you’ll be asked to…
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Victorian buyers set to score 50% off on stamp duty!
As part of the Victorian Budget 2020/21, Treasurer Tim Pallas has announced a number of measures aimed at making housing…
Are house and land packages a good buy?
House and land packages have plenty of appeal, but there are pitfalls to be aware of to decide if they offer true value…
Could NSW be the first state to say farewell to Stamp Duty?
Here’s what it could mean for buyers.
How an offset account or redraw attached to your home loan can help you in uncertain times
As the economic fallout of COVID-19 began, thousands of Australians found themselves worrying about their financial situ…
Are you worried about meeting your home loan repayments
One of the devastating impacts of COVID-19 is that many Australians are struggling financially. We want you to know that…
Why you can’t save for a deposit
You want to be a homeowner one day, but you’re struggling to save for the initial deposit. Why? What’s stopping you from…
Is a 40-year mortgage a good idea?
Buying a home is likely to be one of the most expensive exercises you will make in your financial life.
Can you buy a property with conditional approval?
Conditional approval is no guarantee that you will secure a home loan, but it’s a great starting point.
Is it time you thought about refinancing your home loan?
The home loan market at the moment is looking pretty good. With rates at an all-time low, it begs the question – is it t…
How to determine how much you can afford for a home
Becoming a homeowner is an exciting process. You get to go to open homes, inspect potential properties and eventually fa…
Who can witness my home loan documents?
Buying a home involves plenty of paperwork, and it helps to know who can legally witness your home loan documents.
The difference between Conditional Approval and Unconditional Approval
Don’t assume your home loan is over the line until you receive unconditional approval.