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4 hacks for a prosperous New Year

Make 2016 your best year yet with simple strategies to get the most from your money, your home and your home loan.

Make 2016 your best year yet with simple strategies to get the most from your money, your home and your home loan.

New Year, new you. It's not just a pipedream. Your best times and greatest achievements could all ahead, so check out our four failsafe strategies to make 2016 your best year yet.

1. Declutter
Clearing clutter out of your life is a great way to restore clarity, reduce stress and maintain focus for the year ahead. Grab a bunch of boxes and gather all the household items you no longer want or need. Hold a garage sale or donate unwanted possessions to your local op shop to let others enjoy them.

Declutter your finances too. Holding multiple bank accounts for instance, creates confusion and it can mean paying unwanted fees. Close accounts you don't need, and if you're juggling multiple debts talk to your Mortgage Choice broker about debt consolidation. Streamlining debt this way can provide valuable savings on interest charges.

2. Get more from what you have
We have a tendency to think life would be better/simpler/easier if we had more money. But that's not always the case. Chances are you can squeeze more from what you have.

Your home, for example, is an amazing asset, and the equity tied up in your place could be one of the best resources you have. So put it to work.

There is a range of ways to leverage home equity. From using the funds to renovate your property (and improve its value) through to investing in a rental property, make 2016 the year you actively grow wealth. Your Mortgage Choice broker can explain the different options available to access home equity.

3. Don't put up with second best

Life is short. You deserve the best. So stop putting up with anything that isn't absolutely right for you. From minor irritations like home appliances that don't work efficiently through to big picture issues like a job that doesn't bring joy and fulfillment, take action to turn things around.

It's the same with your home loan. If you're not happy with your lender; if you feel you are paying a higher rate than necessary; or if your current loan doesn't have the features and flexibility you need, speak to the team at Mortgage Choice. We can find the loan that's right for your needs and do all the legwork to make refinancing a breeze.

4. Partner with a mentor
Having the support of someone you trust – your partner, a good friend or a family member, can be the key to sticking with your New Year goals. Remember, your Mortgage Choice broker is here to help you make the most of your money with the expertise and resources to help you forge ahead financially.

To discover more about how your local Mortgage Choice expert can help you achieve your goals in 2016, call 13 77 62 to book an appointment. 

Posted in: Lifestyle

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