Need some holiday finance to head away on that dream vacation? You’re not alone! A personal loan can really see your holiday take off.
Australians are keen travellers. In fact, 11.1 million of us head overseas each year, with New Zealand, Indonesia and Japan being our most popular destinations.
But no matter whether you’re planning to visit the Nullarbor or New York, holiday finance can play a key role in your overall vacation experience.
Holiday finance – a key part of your trip
Australians spend an average of $77 each week on holidays . That adds up to about $4,000 annually, and with that sort of money involved, a personal travel loan can be the ideal way to fund your trip.
Not only does a personal loan let you enjoy your dream holiday now, it can also be a money-saving option. Having the loan funds available lets you take advantage of cheaper airfares or accommodation when they become available rather than waiting to accumulate sufficient savings.
Personal loan rates – cheaper than a credit card
Of course, airfares and accommodation are just one cost of your trip. There can be so many other expenses to plan for, making it easy to underestimate how much money you’ll need on vacation.
Even with the best of planning, we often make purchases on holiday that we’d never dream of here in Australia – like those bagpipes that were on sale for a steal in Scotland.
The main point is that it’s easy to overshoot a holiday budget. But that doesn’t mean you have to turn to a high rate credit card to make up the shortfall.
The beauty of a dedicated holiday loan is that personal loan rates are often well below credit card rates. And you can add a little extra to the loan, providing wiggle room for any unplanned spending.
Rest assured, if you’re planning a quick getaway rather than a major vacation, small personal loans can be available too.
Holiday loans made easy
With access to more multiple lenders, your Mortgage Choice broker can help you find the loan that makes your dream vacation a reality, with a rate that suits your budget.
Stop dreaming, and start planning your itinerary today. For more information on personal loans, click here.