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School zones and how to buy near them

As a parent, one of your main priorities is that your children receive a good education but in order for this to happen, you’ll need to live near reputable schools.


Of course, if you can afford to do so, you can put your child through private schooling however that could cost as much as an apartment in parts of Australia, over the child’s schooling life. If you’re working to a budget, a high ranking public school is the next best option and not only that, you’ll be able to save a considerable amount on tuition fees.

If you’ve already got a child in school, you may know that enrolling your child into the school can present its challenges. When the time comes to enrol, public schools require a proof of residence in order to prove that you live within the catchment area of the school.   

How do I know if I am in the catchment area?

Simply enter your address into the website education.nsw.gov.au to learn which catchment area you’re in. Alternatively, you can call the school of your choosing to find out if it has capped enrolments. The closer you live to the school, the higher your chance of having your child accepted. This is why so many home buyers and property investors choose to buy in particular suburbs.

Interestingly, the most sought after schools are located in suburbs with growing dwelling values. Not only that, properties located in school zones traditionally experience higher capital growth.

Good buying opportunity for investors

In fact, property investors will often draw parallels between school rankings and property prices and when you consider that schools are likely to be in close proximity to hospitals and other amenities, it’s no surprise that buying in these areas presents a good investment opportunity. Investors should also consider that buying in these suburbs could potentially attract long-lasting tenants who wish to put their kids through school.

A good time to buy

If you’re looking to make a move and buy close to the school zone you desire, timing will be one of the most important factors to consider - as well as the typical requirements necessary for buying a home.

Chances are you’re not the only parent looking to buy in your preferred school zone, so avoid buying during holiday periods or towards the end of the year as this is likely to be the time when all other parents are home shopping.

As always, avoid making property purchases with your heart as you could run the risk of overpaying. Buying the property you want in the area you want requires good planning and expert advice so speak to your Mortgage Choice broker who can help guide you through the journey.

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