Experienced Mortgage Brokers in Shailer Park, Eight Mile Plains, Daisy Hill, Cornubia & Rochedale

Call: 07 3801 4794

Looking for a home loan, business loan, commercial property loan or equipment finance? Talk to Bob Korver, your local Mortgage Choice broker from Runcorn, QLD. Let us research and compare over 20 lenders for you

Call Us Mortgage Choice Shailer Park
Office - 07 3801 4794

Open Hours Mortgage Choice Shailer Park
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Unit 19 373 Chatswood Road SHAILER PARK, QLD 4128

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Bob and Vicky are your local experienced Mortgage Brokers (Finance Brokers) in Eight Mile Plains, Runcorn, Underwood, Rochdale, Loganlea, Carbrook, Daisy Hill, Tanah Merah and all surrounding suburbs.

As finance brokers, Bob and Vicky can look at all types of lending including House Loans, Car Finance, Business Finance and Commercial Property Finance.

Looking for a mortgage (Home Loan) to purchase your dream home or refinancing your existing loans? There has never been a better time to talk to a broker to discuss your options.

Both Bob and Vicky worked in the banking industry as Lending Managers and are now able to use their experience to give their clients more. They are both passionate about providing excellence in customer service and enjoy assisting their clients achieve their goals.

We have access to a panel of lenders including all of the major banks- so don't spend your time going from Bank to Bank. Don't waste hours on the net yourself. Let us do the leg-work for you!

In a constantly changing lending environment we can ensure we are up-to-date with all lender specials and requirements so you can leave the research up to us.

Call us to discuss:

Purchasing your Investment property
First Home Loans
Refinance Options - Is it worth the exit costs?
Loan restructuring - it can benefit you without leaving your current lender
Self Employed finance solutions
Self-Managed Super Fund lending
Fixed vs. Variable – let’s discuss your situation

We will save you time and we are passionate about service and have a genuine desire to help YOU.

We will formulate a plan and keep your property dream alive until you achieve it; even if you do not qualify now.

Call Bob on 07 3423 3202 or email bob.korver@mortgagechoice.com.au or call Vicky on 0403 152 390 or email Victoria.bleathman@mortgagechoice.com.au.

We look forward to hearing from you…..

Bob Korver and Vicky Bleathman

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I have brought 3 properties with the help of Bob. He was always approachable and didn't make the process difficult. In fact he broke down the steps. I would recommend Bob to anyone who is interested in purchasing a home.

Colleen
08 December 2023

If you're looking for a mortgage broker who is genuine, transparent and responsive, Bob is your guy He kept us well-informed during the entire process, and nothing was ever too much trouble. As first home buyers, he made the experience enjoyable rather than stressful. We can't thank Bob enough. Highly recommend

Chantelle
15 September 2023

Bob did an amazing job navigating us through the process.

Warren
07 April 2023

This is the second time we've used Bob and once again, exceeded our expectations. It really makes the processes alot easier and hassle free. Highly recommend Bob to anyone

P.
19 February 2023

Professional service and sound advice received. Bob was always available and kept me informed. My mortgage took months to finalise and I felt supported and confident throughout.

Debra
29 January 2023

Bob from Mortgage Choice Shailer Park is a superhero. Nothing was too difficult, he exceeded my expectations with his professionalism, knowledge, efficiency and willingness to help and I would not have my block of land today if not for Bob.

Tam
12 October 2022

Bob has made the change so easy and hassle free. Thanks

Mike
15 July 2022

Thanks to Bob for all the great help and guidance for our refinance. We appreciate the support and how well our questions were answered. We were made to feel confident and at ease with the process and cant thank you enough.

Sheralee
17 June 2022

Bob is very helpful and informative and will always answer any questions you have, I always recommend Bob to any friendsfamily needing a loan as he was highly recommended to me.

Matt
17 June 2022

We have a few small hiccups, but we got there in the end. Thanks to Bob for his professionalism throughout the process.

Karen
17 April 2022

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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