Refinancing your loan | Mortgage Broker Eltham
Refinancing with Mortgage Choice in Eltham
We love the benefits that come from reviewing your home loan: it can save money and years off your loan, and help you consolidate debt or access equity. It's important to regularly assess where both you and your home loan are at, so you're not paying more than you need to be. Our team at Mortgage Choice in Eltham take the hard work out of the refinancing journey.
Our refinancing journey:
- Step 1: Our refinancing process starts with a review of your home loan and a chat about your goals. Do you want to simply save money on your loan, or are you looking to achieve other goals? We could consolidate debt, access equity or change loan structure while we're at it. It's an important step to make sure you're happy with the outcome.
- Step 2: Our Mortgage Broker Eltham team do the research and negotiation to shortlist some new home loan options for you. We also use this time to approach your current lender to see if they will offer you a rate discount to stay.
- Step 3: Together, we sit down and go through what we found and our recommendations. We talk through savings now and over the life of your loan, what a new lender is willing to offer and any costs that come with refinancing.
- Step 4: If you give us the green light to refinance, our Mortgage Broker Eltham team will manage the administration and legwork of your refinancing - at no cost to you.
Our free home loan review
At Mortgage Choice, we offer a free review of your current home loan to let you know if there's a more competitive deal available. Our Mortgage Broker Eltham team will go through your goals and our panel of 35+ lenders before presenting you with our recommendations for your home loan. Our goal with refinancing is to save you money and achieve your next goal.
What our refinancing clients say
"From the beginning, Brendan took the time to understand my financial situation and goals to determine the best course of action for me. He presented me with several loan options and explained each one in detail, including the pros and cons of each, so that I could make an informed decision. Brendan made the refinancing process seamless and stress-free for me. He was proactive in following up with the bank and ensuring everything was moving along smoothly. He also kept me informed every step of the way, which gave me peace of mind." [Sumayya, Eltham]
Your home loan experts in Eltham
Having an expert on your side is the key to a successful refinance. Why? Because our Mortgage Broker Eltham team know the market, the lenders and what's a competitive deal. Let us negotiate for you!
Refinancing FAQs
- Break costs with your current lender if you leave a fixed rate term early
- Discharge settlement fee (loan exit or termination fee)
- Application fee
- Property valuation fee
- Mortgage registration fee
- Settlement fee
Contact our Refinancing team in Eltham
Chat with our passionate refinancing team at Mortgage Choice in Eltham! Book a free review of your home loan by phone, video or in-person chat with us, or simply pop into our office at: Unit 7, 739A Main Road Eltham, Victoria 3095.
Our team services the areas of Eltham, Greensborough, Doncaster, Templestowe and across wider Melbourne.
Call us on 0428 152 227 or request a call back from our team below.
Call: 0428 152 227 Request a call back
Refinancing in Eltham
Is it time to refinance?
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
