"We first met Yew Kong at a business function where he was a presenter on loans issues affecting small business owners and offered advice on how to save on their loans by structuring them better. We found him to be an expert on such matters and a breath of fresh air on the issues that were related to our situation and that we had limited knowledge on.
We decided to set up a meeting with him to explore our situation in greater details and that is the best decision that we have made in a long while, as far as our finances are concerned. Our situation is fairly complex, suffice to mention that we had a commercial loan for our factory on top of our home and investment loans secured against the 3 properties.
We were paying a fairly high interest p.a. Our home loan wasn't crash hot, either. The interest rate was higher than it should be and there was on-going fees to content with. It just seemed that the bank was bleeding us from all directions.
He refinanced all our loans to a bank who took over a huge part of our commercial loan at a very low home loan interest rate. The home and investment loans were also at that low home loan interest. The best thing was that, there were no ongoing fees on all the loans except one.
From our calculations, he has saved us more $9,500 in bank fees and interest of $2,500 a year. That would equate to more than $200,000 savings over the term of the loans. That is certainly better than a poke in the eye with a blunt instrument and we are amazed what a simple meeting and an assessment can lead to.
Apart from the massive savings that we have achieved, the whole process was relatively smooth. Sure, there were hiccups as you would expect dealing with banks and our complex situation but, Yew Kong was there to smooth out the kinks each time. We have found him to be an authority in his field, very efficient, patient and was constantly keeping us informed of the situation.
We would say that it was an overall pleasant journey, so much so that, we had no hesitation in recommending him to our sister whom he has helped and in future, to any of our family, friends or business associates. In conclusion, we have no hesitation in endorsing his expertise and high level of service. We just feel that Yew Kong is on a personal mission and crusade to help anyone he comes across in finding them a better loan and help them save money.
Maybe, that is why he is so confident in offering his guarantee, which I am sure he will not be challenged on, at the rate he is going.
Tony and Jenny Banks - Property Investor
Diamond Creek, VIC