The beginning of a new year is a great time for fresh starts, and setting a date to review your home loan can deliver valuable results.
The mortgage market is extremely competitive right now. While some lenders are lifting rates, others are stepping up to the plate with very competitive deals.
Importantly, many lenders are open to negotiation. Don’t take a lender’s standard variable rate at face value because it may be possible to secure a better deal, and we can liaise with lenders to negotiate a great deal on your behalf.
Now is the time to speak with us about a free Home Loan Health Check. We can assess if your current loan is still best suited to meet your needs and where that is not the case, we can streamline the refinancing process for you to ensure that you’re making the most of low rates and new features. Many of our customers barely notice the changeover process. But they always comment on the savings, which can be especially impressive over time.
A guide for refinancing
Refinancing from a $300,000, 30-year mortgage with a 5.0% p.a. interest rate to a loan with a rate of 4.75% p.a. could see you save around $16,000 over the loan term.
Hit the ground running in 2016. Call us today to arrange your free Home Loan Health Check.
Consider the questions below and if you answer yes to any of them, it’s a good time to review your current home loan using our free Home Loan Health Check service.