Credit cards

At Mortgage Choice, we know that every cent you spend matters. That's why our Platinum Card makes your spending work harder for you.

Mortgage Choice Platinum Card

About the card

Mortgage Choice offers a Platinum Card that makes your spending work harder for you. Check out what's on offer now.

Fees and charges

Discover all the fees and charges that apply - whether you are after a standalone card or one linked to your Mortgage Choice Home Loan.


Earn 1% Cashback credit with every dollar your spend on your Mortgage Choice Platinum Card. [1] Terms and conditions apply.

Useful guides

Free, downloadable guides to help you understand more about the Mortgage Choice Platinum Card, from key features to terms and conditions.


Take a look at some of the security measures offered as part of the Mortgage Choice Platinum Card - from chip technology to identity verification for online shopping.


We answer questions you may have about your Mortgage Choice Platinum Card such as how to activate your card and what to do if it is lost or stolen.

Get a Mortgage Choice Platinum Card

Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Mortgage Choice Platinum Card. Approval is subject to Card Services credit criteria. Terms and Conditions, fees and charges apply and are available upon request. Allow up to 10 working days to process your application. The standard variable interest rates are currently 19.99% p.a. for purchases and 21.74% p.a. for cash advances. Interest rates are subject to change and Card Services credit criteria.

[1]Mortgage Choice Cashback credit can be accrued on up to $100,000 of spend annually for Mortgage Choice Platinum Cardholders. Mortgage Choice Cashback is subject to the Mortgage Choice Platinum Card Rewards Program Terms and Conditions. Mortgage Choice Cashback credit is not earned on cash advances, balance transfers or other restricted transactions. Mortgage Choice Cashback credit will be automatically applied to your nominated Mortgage Choice Account once you have accrued 100 Mortgage Choice Cashback credits. Minimum monthly repayments are still required.

[2] The 0% p.a. interest rate applies only to balances transferred with this offer for the first nine months from the date your account is approved and then reverts to the standard variable interest rate for purchases, which is currently 19.99% p.a. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. Card repayments will be applied last to the repayment of transferred balances that are in the promotional interest rate period. For further details refer to the Balance Transfer Terms and Conditions.

[3] MasterCard® PayPass and Tap & Go are trademarks of MasterCard International Incorporated. Signature is not required for purchases under $100 at participating locations, and is subject to change.

[4] After the promotional period, the standard variable interest rate for purchases will apply, which is currently 19.99% p.a. for Mortgage Choice Platinum Card.

MasterCard and the MasterCard Brand Mark are Registered Trademarks of MasterCard International Incorporated.

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