Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Mortgage Choice Platinum Card.
 To be covered by MasterCard Zero Liability, you must ensure:
a) You have exercised vigilant care in safeguarding your Card from risk of loss, theft, or unauthorised use; and
b) You immediately and without delay notify your Card issuer upon discovery of the loss, theft, or unauthorised use; and
c) You have not reported two or more incidents of unauthorised use in the preceding 12 months; and
d) Your account is in good standing; and e) You have complied with the terms and conditions of the cardholder agreement.
MasterCard and the MasterCard Brand Mark are Registered Trademarks of MasterCard International Incorporated.