Comparing good quality personal loans | Sale, Warragul & Traralgon
Rather than leaning on credit cards or perhaps increasing the borrowing on your home loan, a personal loan can be a good option when you are in need of some extra help.
What is a personal loan?
A personal loan is a smaller lump sum loan that is usally for a period between 5-7 years and can be for an amount between $4,000 and $50,000. They are usually unsecured, meaning they don't require a property or asset against the loan. A personal loan can be used for a range of different opportunities like:
- consolidate debt
- pay for your dream wedding
- fund your trip of a lifetime
- buy furniture or renovate
- buy solar panels for your home
- purchase a recreational vehicle / caravan or boat
- pay for medical expenses
- and much more!
If you need a lump sum to make the most of a particular opportunity, a personal loan can be a better option than your credit card. Credit cards come with late fees and much higher interest rates, but great for day-to-day use. Personal loans are better for defined purchases, such as a boat, a renovation or a holiday.
Wherever you live in Gippsland from Sale, Traralgon, Warragul, Leongatha, Wonthaggi, Inverloch, Phillip Island, Trafalgar, Yarragon and surrounds, we would be happy to come and see you. Or you can visit our office at 285 Raymond Street, Sale Victoria.
Finding the right personal loan is important
The market is flooded with rubbish personal loans from quick cash loan businesses, which can leave you worse off. The key to personal loans is to find a range of good quality loans and get it paid off quickly. You don't want a personal loan that simply adds to your existing debt for years to come!
Mortgage Choice in Sale have a panel of reputable lenders, with lots of personal loans to choose from. We have secured and unsecured loans, varying interest rates and features available. We can figure out what you need and search through our available loans, recommending one to you.
Find the right personal loan in Gippsland from our wide panel of lenders, to suit your needs & save you money.
What is involved in the process of applying for a personal loan?
Like any loan, you will have to demonstrate that you can repay the personal loan. This is done by providing documentation of your income and outgoing expenses like bills, rent/mortgage etc. Depending on the type of personal loan you may or may not be required to provide security for the loan.
Let's chat about your next step
Our Gippsland team can help you find a great personal loan that suits you and your plans. Don't accept a shoddy personal loan! Mortgage Choice in Sale are here to help.
Our Gippsland mortgage broker team are mobile and come to you when convenient throughout the Sale, Warragul, Traralgon & surrounding areas. Alternatively, we have a conveniently located shopfront at 285 Raymond St in Sale (near the clock tower). During COVID-19 Stage 3 restrictions, we can help you via video or phone.
Book an appointment with our Gippsland team on (03) 5144 3265 or call Dane directly on 0438 626 885.
We service the Gippsland areas of Sale, Traralgon, Warragul, Inverloch, Wonthaggi, Leongatha, Morwell, Churchill, Moe, Heyfield, Maffra, Rosedale, Bairnsdale, Paynesville, Lakes Entrance and surrounds.
