We see if we can get you a better deal
There are a few reasons people might want to refinance their current loan. You may want to secure a better interest rate and save on your repayments or take advantage of better loan features. Whatever the reason is, we can help you.
What is refinancing?
Reasons to refinance your home loan
- Switch between variable / fixed rates: If you'd prefer the certainty that repayments will stay the same for a period of time, you may wish to switch to a fixed rate. Conversely, you may decide you'd like to take advantage of a lower variable rate as you can accept the risk that rates may rise in future.
- Access equity in your home: Your home is likely to be one of your most valuable assets, and by harnessing home equity you have the opportunity to build additional wealth or simply achieve personal goals. Find out more about accessing your home's equity.
- Consolidate your debt: You can potentially reduce the overall interest you're paying on multiple debts through the process of 'debt consolidation'. It means folding several high interest debts into one lower rate debt – which could be your home loan - and may reduce your total monthly repayments.
- Access additional home loan features: You may want to explore some additional home loan features like flexible repayments, a repayment holiday, open an offset account and more.
We offer a free home loan health check
Mortgage Choice in Midland offer a free home loan health check on your current home loan to see if we can get you a better deal or additional loan features. It only takes a short time and could save you money!
We compare your current home loan to hundreds of others from the lenders on our panel to see if we can find you something that's more suitable for you.
Book your free home loan health check today
Call us today to book your free home loan health check with our financial adviser on 08 9250 8700 or click the Contact us button at the top of the page.
We can also help you with:
Is it time to refinance?
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~