Mortgage Broker Shellharbour | Home Loans Shellharbour

Purchasing a property in Shellharbour? Our Mortgage Brokers can help!

Shellharbour is located in the Illawarra Region of New South Wales, which is about 100 kilometres south of the Sydney CBD. With its spectacular coastal scenery, a never ending list of things to do and a relaxed, friendly community, you'll never want to leave. Many of the locals escaped busy Sydney to enjoy the stunning coastline and the genuine warmth and community spirit (we even have neighbours who bring you meals and say "good morning"!). The Shellharbour area is the perfect place for families of all ages, with fantastic schools, growing neighbourhoods and suburbs.

Over the last year, the median property prices ranged from $1,212,500 for houses and $752,500 for units, so if you're looking at purchasing a property in Shellharbour, NSW, get in touch with Darren Dell to discuss your borrowing capacity.

As your Mortgage Broker in Shellharbour and the surrounding area, Darren can help you assess the mortgage market and find a home loan that’s tailored to your individual needs.

Contact Darren today!

Start your home loan journey today

Applying for a home loan and having a good credit score!

When it comes to applying for a home, investment or even personal loan, there are a number of checks involved in the process of approving a loan of any kind, including your credit score. Firstly, did you know a credit score is a number given to represent your trustworthiness as a borrower?

Overall, it’s an indication of how risky you are and the likelihood of you repaying the loan. It’s one form of documentation that helps define how well you manage your finances in the eyes of the lender.

So if you’re looking for some tips to help push your credit score in the right direction, check out some of these tips to get you started.

Prioritise paying your bills on time
Lower your credit card limit
Consider the number of applications you've made. (Your credit score also reflects how many enquiries and applications you’ve made.)

If you need to chat about improving your credit score, or if you would like to learn more about how it can affect your home loan application, just get in touch with Darren Dell, your mortgage broker in Shellharbour, Albion Park, Kiama and the surrounding areas.

Contact Darren today!