Put your home loan to the test

After many years of dealing with Banks and other lenders, I have formed the view that rather than reward loyal customers – Banks reward disloyalty!


And even worse – Banks price gouge the complacent.


Think about your lender for a moment… when was the last time that they passed on any more than the RBA rate cut? 


So it begs the question… does it pay to be a loyal bank customer? And the answer to that is simply “no”, it doesn’t pay.


If you are interested in saving money – and you have a variable rate facility - here is a tactic I strongly recommend you try. At the first opportunity, phone your Bank and tell them that you are talking to a Mortgage Broker who wishes to refinance you to another lender offering a variable rate of 4.38%.


I can guarantee you that there will be two likely outcomes:

1.       Your lender will not match 4.38% variable, and

2.       There is a high probability that they will discount your current rate


One simple phone call could net you a minimum saving of $1,000 per year – for the life of the loan.


This one call could net you a discount equivalent to an RBA rate cut. And if it doesn’t ?  Please give me a call.


In fact, if your bank doesn’t lower your rate to 4.65% or less, it would be in your best interests to contact me and I would be more than happy to see if, and how, I can save you money.


I’ll do a quick comparison for you and get back to you the same day with any savings I can make you.


So for the cost of just two phone calls… One to your bank, and another to myself – you could potentially be much better off.


I look forward to working with you.

David Scouller

0414 259 699

david.scouller@mortgagechoice.com.au

Posted in: Refinancing

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