Home Find a local expert Debbie Worthington

Mortgage Broking & Financial Planning Experts, Newcastle & Lake Macquarie

Buying a home is the biggest financial decision you will ever make. As such, it is important to work with a mortgage broker you can trust. Get in touch with our team of brokers to discuss your home loan requirements.
  • Call Us Mortgage Choice Warners Bay
  • Office - 02 4948 1955
  • Fax - 02 4948 0141
  • Open Hours Mortgage Choice Warners Bay
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

456 The Esplanade WARNERS BAY, NSW 2282

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Start your home loan journey today

For more than twenty years Mortgage Choice has given Australians
the right home loan advice. And now, the right financial advice too.

As an Australian Mortgage Award finalists for 2016 we're very proud of our high levels of customer service in Newcastle and Lake Macquarie in the Home Loan and Financial Planning industry. We have the knowledge to help you reach your mortgage and financial goals. We service all areas of Newcastle and Lake Macquarie and have flexible appointment times 7 days a week till late.

Contact us today 02 4948 1955.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Andrew Carters

08 Nov 2021

Debbie and the team saved us so much time and stress when purchasing our home. This is the 3rd time we have used their services and highly recommend giving them a call if you ar...

tracey partridge

04 Nov 2021

Kristie and her team made the whole experience of obtaining our mortgage loan so easy and fuss free. Highly responsive to all questions and emails,the utmost professionals. We c...

Caleb Faith

31 Oct 2021

Absolutely fantastic level of service and responsiveness. Answered any questions and catered to last minute adjustments with no issues at all. Highly recommend, if I ever need...

Lauren Harrison

26 Oct 2021

After having a really awful experience with a previous broker we decided to reach out to the team at Mortgage Choice and our only regret is we didn't contact the team sooner :)...

Dean Tichborne

23 Oct 2021

Debbie and the team are fantastic! Debbie was so helpful and she knows the market well and Debbie is creative in order to get the best deal for her clients. She is personal and...

Brian O

21 Oct 2021

Kristie at Mortgage Choice was fantastic to deal with, especially as first time home owners. Clearly explained answers to our many questions, and quickly presented us with all o...

Rowan Cox

15 Sep 2021

Kristie was so helpful to me throughout the whole process of securing my mortgage. She was interested in not just the 'what' we were trying to achieve but also the 'why'. She...

Asher Carroll

09 Sep 2021

Debbie and the team at Mortgage Choice Warners Bay were absolutely incredible in helping us with the building of our new home. I can’t speak more highly of the service, responsi...

Brooke Jenner

31 Aug 2021

I highly recommend Kristie and the team. I called them and from the time our 1st phone call was answered through the whole process Kristie went above and beyond to help us find...

Marty Worrall

28 Aug 2021

Debbie came highly recommended to us when we were looking to remortgage our current home. She and her team found us an amazing deal with huge savings and the process was simple,...

Lucas Dubyk

26 Aug 2021

Highly recommended Kristie Gould from Mortgage Choice. She is extremely knowledgeable and very personable. She found the best loan structure for my situation. She was incredibly...

Peter Cosimo Iuliano

24 Aug 2021

Mortgage Choice demystified the process of buying a home. Professional, courteous and kept me informed of where the loan application was at throughout the entire process. Cannot...

Amanda R

06 Aug 2021

I've known Debbie for 14 years, she was my eldest daughter first boss! And When my daughter and her husband bought their first home, they went to Debbie, 2nd Home Debbie, when...

Jodie Nesbitt

02 Aug 2021

I had an amazing experience with Kristy from Mortgage Choice, exceptional customer service and very professional in all aspects. She went above and beyond to help my family. I w...

kate hallams

23 Jul 2021

Kristie and her team were AMAZING from the start to the finish of our build. Nothing was ever a problem and no question was silly. Kristie was honest and upfront about everythin...

Sam Taro

21 Jul 2021

Helpful, responsive and friendly service from Deb and the team. Helped to negotiate the minefield that is mortgage and settlement so it was all very smooth.

Michael Paver

08 Jul 2021

Made it all easy

Brodie o'brien

18 Jun 2021

Worked with debbie at her morrisett office. All the information was clear and straight forward coming from her (which is amazing for someone who has no idea what they're doing)...

Linda Francis

17 Jun 2021

Thanks so much for everything Kristie. You and your team have been a pleasure to work with and we have particularly valued the great communication. We have felt informed at ever...

Abel Iorgulescu

07 Jun 2021

I highly recommend the services of Mortgage Choice. Kristie and her team have been amazing.

Philippa Ditton-Phare

18 May 2021

I have had Debbie Worthington broker for us many times now and continue to go back because of the excellent service. She is so knowledgeable and she and her staff get back to ou...

Melissa Harvey

13 May 2021

Debbie was amazing and so helpful with her no fuss, straightforward approach! She was incredibly efficient in sourcing our best options, and she guided us well through our first...

Jane Korn

13 May 2021

Kristie and her team at Warner's Bay were amazing. Kristie was so helpful, patient and professional. I highly recommend them as a broker.

Fiona Young

12 May 2021

Debbie and her team at Mortgage Choice provided me with outstanding personalised service .They were dedicated to provide the best value and options for all my personal and busin...

Georgia Callaghan

12 May 2021

I couldn’t have asked for a better team to work with throughout the process of buying my first home. Deb was so efficient and constantly kept in contact and updating me on the p...

Kieron O'Toole

14 Apr 2021

We have worked with Debbie and the team at Mortgage choice for almost 20 years throughout our property purchases and financial needs. To say that Debbie and the team go over an...

ankush verma

09 Apr 2021

Kristie and Team are the best people we have dealt so far in regards for our Home loan. Whole process was made easy by timely communications. We were dealing with few other brok...

Michelle Shetab

08 Apr 2021

This company is one of the best and most professional that I have ever come across. I can not fault any of them. A great team run by great management team. Thank you all.

Darren Lieberman

01 Apr 2021

just had our mortgage approved. yeehaa. Thanks Deb and the team at motgage choice Warners bay. Could not have been easier and a much better rate than we have seen anywhere else...

Fiona Kelly

02 Mar 2021

Debbie turns a stressful task into a straightforward process. She has helped me with mortgage financing 3 times and I have been very happy with her service every time. It's a re...

Dewald Jacobsohn

18 Feb 2021

Debbie Worthington was our nominated broker for the purchase of our first home. We highly recommend her services. She and her teams was very professional. Without their assistan...

bronwyn sartori

16 Feb 2021

Kristy has done a great job of communicating with us and helping us to get a better rate and a better deal. Everyone in her office was really helpful and we couldn't be more ple...

See all Google reviews

A big thank you to you and to all of your staff assisting with my finances.

Your company is very professional and I will recommend anyone to use Mortgage Choice.

Again a big thank you.

- Refinancer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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