The Mortage Choice St Marys Team

Mortgage Choice St Marys was established in 1998, We had our official opening of our office at 3/211 Queen Street in the July and since then we have grown to the point where in 2004 we relocated into bigger offices 2 doors down the street to 1/211 Queen Street.

We are extremely proud and confident of our team in assisting all prospective Home/Investment loan customers to acheive their dreams and obtain the necessary finance to complete whatever the process is.

Our wealth of experience is shown as individuals and a caring attitude has assisted over 2500 clients, many of whom return to use our services time and time again. Check out what some of our clients have said in their testimonials

Call us on (02) 9833 8177 to make an appointment to see how we can help you today.


Des Nation
Des Nation

In 1998 my wife & I decided to take the opportunity to buy my own Mortgage Choice franchise, and a open a shopfront office on Queen Street, St Marys. Prior to this big step in my career, my background has always been in Banking in Finance; having worked for ANZ for almost 25 years and a few years as Mortgage Broker with Aussie Home Loans.

The past 20 years as a Mortgage Choice franchisee has been a truly rewarding journey. Many clients now call me ‘Uncle Des’ which is humbling to hear so many people are grateful for the advice and service I strive to provide to them. I enjoy seeing people come back time and time again and refer their friends and family to me.

On a personal note, in my spare time I enjoy watching the NRL and have supported the Tigers all my life. I also cherish spending time with my wife, 2 daughters and 4 grandkids.


Nicole Spiteri
Nicole Spiteri

I started working for my father (Des) at Mortgage Choice St Marys back in 2002 after an opportunity presented itself. Thankfully Des & I work very good together which makes going to work something I enjoy.

When I first came on board I started as a Loan Processor / Administrator / Reception, through the years I’ve enjoyed liaising with Clients, Lenders, Solicitors, Conveyancers & Real Estate Agents to ensure finance is obtained in a timely manner.

However after taking some time off to have kids I’ve since completed the Certificate IV in Finance and Mortgage Broking which now means my job title has now changed to Loan Consultant. I’m enjoying helping both our existing and new clients find the best lender and product to assist them achieve their ultimate goals. I love helping people and find all roles I’ve had in our little family business very rewarding.

In my spare time my 2 young kids keep me on my toes 😊


Jenna Beggs

I joined Des & Nicole in 2017 from a teaching background. I enjoy helping people but needed a change and this role has been very rewarding.

My role is Loan Processor & Reception, I have a strong desire to help our clients in any way possible and have enjoyed building a rapport with many clients over the course of their application.

When not at work I am usually either keeping active with netball or the gym or at home with my husband and little fur baby 😊  


Contact us today.


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