Your local mortgage broker and home loan experts servicing the Ellenbrook, Midland & Perth Hills




Why not talk to Steve & Donna Sims to see how over 25 years experience in finance can help you with your home loan, refinance, investment loan, car loan, business lending & more. Call Steve on 0433 124 081 today!


  • Office 08 6144 3230
  • Fax 08 6323 0667
  • Open Hours
  • Monday - Friday: 8.30am - 7.00pm
    After hours by appointment
Mobile Broker
Ellenbrook & surrounds. Meet us at a time & location to suit you. Call Steve on 0433 124081

What we do

Our expert team are committed to finding you the right home loan that best fits your needs, minus the stress that comes with important financial decisions. Our fully qualified team are there for you every step of the way, from initial enquiry to after settlement and beyond, to ensure you are happy with your decision. Whether you are a first home buyer applying for the First Home Owners Grant (FHOG), investor, upgrader or refinancer, we can help you find a loan tailored to your individual needs. This gives you piece of mind that you are getting into the product that is suited to you.

Our expertise doesn’t just stop at home loans, we offer a wide range of options including the following;

  • Debt consolidation
  • Car loans
  • Personal loans
  • Loan strategies for divorce/partner buyouts
  • Buying "Off the plan"
  • Commercial loans
  • Equipment finance
  • Financial planning
  • Insurance - general and risk
  • Mortgage protection insurance

Our aim is to provide quality and efficient service to all clients, meeting their needs not just now, but also in the future. Call us today on (08) 6144 3230 or fill out the form on the top right of the page to get started with our mortgage broker team.

Who are we?

Steve and Donna are a committed professional mortgage broker team, servicing Ellenbrook, Midland and the surrounding suburbs. Our passion lies in helping people to live the life they desire. We understand that the home loan process can be a stressful one, but our expertise and extensive knowledge allow us to simplify the process, while finding the most suitable home loan for you.

Having been born and raised in Perth, our local knowledge of the Perth market is invaluable in helping you make the right home loan decisions. We are an honest and hardworking family team, who strive to always act in your best interest when assessing your home loan needs

Why Choose Mortgage Choice?

  • Wide Choice - At Mortgage Choice servicing the Ellenbrook and Midland areas, what matters to you, matters to us. It is important to us to understand what you are looking for in a loan and to make sure that your loan is a perfect match to your needs.  We have hundreds of different home loan options to choose from our panel of over 20 lenders. Why go straight to a bank when they can only offer their own limited loan options that may not be the best product for you. 
  • Less Stress - Our dedicated mortgage broker team make the process easy and simple for you, as we prepare the paperwork, lodge the application and follow up with the lenders to ensure deadlines are met on time.
  • No Charge - As long as you choose one of the many lenders on our panel, our home loan service comes at no charge to you, as the lender pays us upon settlement of your loan. 
  • Up to dateEvery lender has different policies and they’re changing quickly in today’s market. We pride ourselves on being up to date on every lenders moves, as now more than ever, it’s important for a mortgage broker to have their finger on the pulse.

As Mortgage Choice brokers, we get paid the same rate of commission, regardless of which home loan you choose from our wide choice of lenders. We have your best interests at heart.

Buy with confidence

Our team at Mortgage Choice in the Ellenbrook, Midland & Perth Hills areas know exactly what’s needed for you to be successful when placing an offer. We have over 20 lenders on our panel & we can arrange a pre-approval which helps you secure the property you want. A pre-approval is a powerful tool to provide to an agent or vendor as it shows that you are fully qualified to purchase property now. To organise a pre-approval today, give us a call on (08) 6144 3230.

Fully mobile & Flexible

We come out to visit you at a time and place that suits your busy lifestyle. Our flexible work hours, including after hours and weekends, allow us to best meet our clients’ needs and assist them throughout the process.

If you are in the market for a home loan and need a mortgage broker, please fill in your details at the top right hand corner of the page and we will be in touch. You can also reach Steve at 0433 124 081. We would love to help you reach your property dreams!

We service Ashfield, Aveley, Baskerville, Bassendean, Beechboro, Belhus, Bellevue, Bennett Springs, Boya, Brabham, Brigadoon, Caversham, Dayton, Eden Hill, Ellenbrook, Forrestfield, Greenmount, Guildford, Hazelmere, Helena Valley, Henley Brook, Herne Hill, High Wycombe, Jane Brook, Kiara, Koongamia, Lockridge, Maida Vale, Middle Swan, Midland, Midvale, Millendon, South Guildford, Stratton, Swan View, The Vines, Upper Swan, Viveash, West Swan, Whiteman, Woodbridge, Perth Hills & surrounding areas.

"My investment requirements were somewhat complicated and Steve was able to find home loan solutions that have proven to be cost effective and flexible. As our Mortgage Broker he has made this part of the investment simple and we look forward to bringing our future financing requirements to Steve. I would recommend investors and owner occupiers that are looking to find a solution that meets their funding needs to speak to Steve and his team."

Simon A - Property Investor
Inglewood, WA

"The whole process from initial contact to receiving the loan documents was simple, easy and stress free. Steve was able to meet us at times that suited us, explained things in plain, jargon free language that was easy to understand and provided a home loan option that was tailored to our needs. We strongly recommend Steve for unbiased financial advice and expertise."

Madeleine E & Marcus T - Upgrader
Maida Vale, WA

"Steve carried out his service in a very professional manner. He was able to meet us at our convenience and was able to assist us in choosing the right products. We are glad to have his team as our Mortgage Brokers and have already recommended Steve & Donna to others looking for home loans."

David O & Annie C - Upgrader
Wembley, WA

"Steve and Donna were able to answer all of our questions in a professional manner and lead us in the right direction in regards to the smooth process and purchase of our dream home. If you want an honest and professional approach to choosing your mortgage lender or financial management, I highly recommend the team from Mortgage Choice and we will be using their services again."

Troy L - Upgrader
Swan View, WA

"Steve and Donna were always very prompt in getting back to us. They gave us a variety of options. They were very helpful and worked around us and our work. Will definitely recommend them to other people."

Susan M - Refinancer
Middle Swan, WA

"Steve and Donna provided us with very fast and efficient service. Within 24 hours we knew exactly what we could afford and the paperwork all filled in and ready to sign. Steve kept us up to date with what was happening during the loan process and followed up any queries we that we had in a timely manner. Have already recommended Steve to one of my relatives who was given a loan for a holiday house and passed his number onto several friends."

Matthew F - Upgrader
Joondanna, WA

"Steve & Donna Sims have made the decision of choosing a mortgage very simple. The emphasis was on getting the best deal for us. Both have been very helpful & nothing is too much for them. They are both sincere & friendly & we have already recommended their services & expertise to friends & colleagues."

Paul & Karina J - Upgrader
Landsdale, WA

"Steve was able to come to our home in Swan View. He explained various options for our re-finance and answered all our questions.Our phone calls were always returned promptly."

Renee & Barry S - Refinancer
Swan View, WA

"Steve was absolutely fantastic, we will definitely be calling him again soon!"

David & Julie H - Upgrader
Katrine, WA

"A big thank you to Steve and Donna. I feel that you went above and beyond normal service. Great work!"

Rhyon J - Upgrader
Burswood, WA

"Steve gave clear and concise advice on the options available to us. We had a number of follow-up questions which he answered promptly. The new home loan we took out is saving us money as Steve helped negotiate a lower interest rate."

Emily R - Property Investor
Nedlands, WA

"Steve was fantastic! He came to my house at a time that suited me. He had all the information and the whole home loan process ran without a hitch. I was amazed that there was this level of service and it didn't cost me a cent, amazing! Thanks Steve!"

Lorraine O - Refinancer
Maddington, WA

"Thank you Nathan for making the home loan application process as smooth and organised as possible. It's been a pleasure dealing with Mortgage Choice and I will not hesitate to use your services in the future should the need arise."

Mike M - Property Investor
Gooseberry Hill, WA

"Nathan provided excellent service. I don't know why anyone would arrange their own home loan after this. The process was hassle free and the products selected exactly suited my individual needs."

Don B - Property Investor
Bellevue, WA

"Steve Sims made it possible for my partner and I to buy our first home in North Fremantle during troubled time. Definitely recommend him and Mortgage Choice."

Clara M - First Home Buyer
North Fremantle, WA

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