Dwayne Brittain

First home buyers | Mortgage Broker Wantirna & Rowville

If you are in the process of buying your first home, you will know how fun it can be imagining the possibilities. We know the finance side of things isn't as fun as finding the dream first home, but it is just as important. Our Mortgage Broker Wantirna team specialise in supporting first home buyers from saving for the deposit through to settling on their first home loan - and everything in between.

Helping to get pre-approval

Getting pre-approval is an important first step in buying your first home. Not everyone gets pre-approval but we highly recommend that you do. Bidding or offering an amount on properties you haven't yet been approved for could end up costing you more.

Our Mortgage Broker Wantirna & Rowville team will sit down with you and figure out basic figures for what you could borrow, what the repayments might be and some rates and features. Once you're ready to go ahead, we'll work on getting the pre-approval with the right lender for you. We have hundreds of available home loans from a range of over 20 lenders which means you get the benefit of choice.

Do some quick sums with our home loan calculators

Getting you the right rate & features

A great low rate is important when you're looking for the right home loan. Using our Mortgage Broker Wantirna & Rowville team means that you have an advocate working on your behalf to get the best deal (which can sometimes mean getting a rate lower than the advertised one).

When you're ready to settle on your home loan, we complete all the paperwork and submit, while also answering questions from the lender on your behalf - so you don't have to! This will give you more time to spend finding the right first home, and not on the phone with the banks.

After you're settled, our Mortgage Broker Wantirna team sit down with you to show you some strategies on paying off your first home loan as quickly as possible.

"Highly recommend Dwayne & his team at Mortgage Choice Wantirna. They helped me navigate my first home loan, as well as my refinance. Professional, prompt and helpful." [Kate, Scoresby]

Tip: Preparing a budget is the first step to understanding how much you can afford. A golden rule of buying property is not to overextend yourself. You need a clear idea of how much you can comfortably afford to repay – even if interest rates rise. To determine what you can afford to borrow, use our helpful calcula tors.

"We purchased our first home through Mortgage Choice Wantirna & Bayswater. It was clear that Dwayne and his remarkable team genuinely care about helping those who are trying to break into the housing market. We first met with Dwayne 18 months prior to purchasing our home, and Mortgage Choice Wantirna were patient, encouraging and realistic ..." [Emma Anne, Wantirna]

Stamp duty & the first home owners grant

There are lots of great grants available to first home buyers in Victoria, including concessions on stamp duty (no stamp duty up to the purchase price of $650,000 and discounts up to $750,000), as well as a generous first home owners grant! Not to mention the First Home Loan Deposit Scheme, which could help you purchase with just a 5% deposit.

The Mortgage Broker Wantirna & Rowville team will help you figure out if you're eligible and apply for them for you. We've got you covered!

Our home loan service is no cost

Our home loan service at Mortgage Choice in Wantirna & Rowville is all at no cost to our clients, as the lenders pay us after the home loan settles.

Check out our other resources:

We love helping our customers understand more about buying their first home. Find out more about steps involved in the first loan process, how interest rates are calculated and more:

Get started with Mortgage Choice

Let's get started on finding you the right first home loan! We will guide you through the process, and help you make better choices with your finances.

Book a obligation-free chat with the Mortgage Broker Wantirna team on 03 9432 5484 or click on the Speak to us button.

^{Your award winning Mortgage Broker Wantirna team services the areas of Knox, Studfield, Wantirna, Wantirna South, Bayswater, Bayswater North, Bayswater, Rowville, Scoresby, Knoxfield & surrounds.}