Refinancing | Mortgage Broker Wantirna & Rowville
With interest rates increasing significantly over the last 12 months, refinancing is a hot topic with borrowers. Our team at Mortgage Choice in Wantirna are passionate about making sure that your home loan remains competitive, even as the market changes. We keep the banks honest and use the competition to your advantage.
Why refinancing is vital to your finances
Your home loan repayments are going to be a big part of your household budget, so it's important that you are proactive with your loan - or, let us be proactive for you! We're all property owners, and are passionate about making sure that our clients continue to have competitive home loans and interest rates.
As experienced Mortgage Brokers, we love using the competition between the banks (and our knowledge) to keep the banks honest and get you a great deal on your home loan. We work for you, and not the banks.
You can use refinancing to:
- find a lower interest rate or better features,
- switch lenders or update the terms of your loan,
- lock in a new fixed rate as your term ends,
- access equity in your home to renovate or invest,
- consolidate debt and save money,
- and more!
A free Home Loan Review with Mortgage Choice in Wantirna
One of the services we love the most is our home loan review. That's because, we've seen firsthand what a difference it can make to our clients and their finances. As part of our review:
- We approach your current lender to see what kind of discount we can get. This could save you the effort of refinancing and get you an immediate decrease in your repayments.
- If we can't get a fair deal from your current lender, we will then go to a selection of other lenders from our panel of over 35 partners. We negotiate with them for you, looking for lower interest rates, better features and even a cashback offer.
- Our Mortgage Broker Wantirna team will then talk you through our findings and provide personalised recommendations as well as what it will cost to switch. We want to make sure that refinancing leaves you better off!
- If you choose to refinance to a new home loan, our Mortgage Choice team in Wantirna & Rowville will manage the entire process on your behalf, from start to finish.
What clients say about our refinancing service
"I was able to refinance an investment property with help from Dwayne and Sharon Brittain. The process was very easy and reduced the stress which I was under during a difficult seperation. The turn around time was amazing and they kept me updated through the entire process. I recommend Dwayne and his team for all your finance needs." Suzanne, Wantirna South
Let us help you through the refinance process
Refinancing as your fixed rate term ends
Many borrowers chose to lock in a fixed rate when interest rates were at historic lows, which was a great move! But now the fixed rate terms are coming to an end, with more than 880,000 fixed loans ending in 2023 alone. If you leave your fixed term to run it's course, the interest rate will jump to your lender's default variable rate - which after one of the steepest rate hike in Australian history - could be significantly more than you're paying now.
Our Mortgage Broker Wantirna team are passionate about helping our clients, and everyday Australians, get ahead of the jump in repayments as their fixed rate ends. Get in touch with us at Mortgage Choice in Wantirna to chat about your options.
Learn about refinancing
- Watch: The advantages of refinancing
- Download: Our Refinancing Guide
- Blog: 2 in 5 Aussies don't know their home loan rate
- Blog: Dwayne explains: Fixed vs variable home loan rates
Refinancing with Mortgage Choice in Wantirna
Let's get started on a review of your home loan, to see if we can save you money! Our team at Mortgage Choice in Wantirna will guide you through the refinancing process from start to finish.
We service the areas of Wantirna, Wantirna South, Rowville, Mitcham, Vermont, Glen Waverley and wider Melbourne.
Book a no obligation appointment with Mortgage Choice Wantirna on 03 9432 5484 or click below to request a call back.
Call: 03 9432 5484 Email us Request a call
Our services:
Mortgage Broker Wantirna, Mortgage Broker Wantirna South, Mortgage Broker Rowville, Mortgage Broker Mitcham, Home Loans, Investment Loans, First Home Loans, Refinancing, Personal Loans, Business Lending, Debt Consolidation, Car Loans
