Mortgage Brokers & Home Loan Experts - Glen Waverley, Mt.Waverley & Burwood East

Call: 03 8652 1828

Talk to us today - we search through hundreds of products from our panel of over 20 lenders to find you the right loan. Your local home loan specialist from Australia’s leading mortgage broker!
The A team of Mortgage Choice in Glen Waverley, Mount Waverley & Burwood East.

Call Us Mortgage Choice Glen Waverley
Office - 03 8652 1828
Fax - 03 9887 0820

Open Hours Mortgage Choice Glen Waverley
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Shop 2, 8 Kingsway GLEN WAVERLEY, VIC 3150

Your local mortgage broker expert in Glen Waverley, Mount Waverley & Burwood East

With extensive industry knowledge, the A Team at Mortgage Choice in Glen Waverley will help you find a home loan that best suits your needs.

Why choose Mortgage Choice in Glen Waverley?

Our team loves assisting our customers with potentially the biggest decision of their lives. Being a team of mortgage brokers & financial advisers we are able to reach your financial goals while having your best interests at heart.

We will help from the beginning to end making sure the process is as simple and smooth as possible for you.

We make the process easy for you!

Mortgage Choice in Glen Waverley will do all the research with the banks and provide you with the right options for your needs. We also do all the paperwork and follow up with the lenders the throughout the loan process to ensure that it works for you!

No matter what you’re doing, whether it be buying your first property or a new investment, refinancing your current loan, constructing or building a new home, cashing out, or topping up... we can help.

At no cost to you

There is no charge for our home loan service, as the lender pays us after your loan settles.

What else can I help you with?

At Mortgage Choice in Glen Waverley, we don’t just do home loans, we offer a wide range of services including:

Car loans
Personal loans
Truck loans
Commercial loans
Insurance and more.

This makes us a one stop shop for all your finance and loan needs!

Thinking of Refinancing?

Not sure what to do with the low rates? With rates at 50 year lows, now is the perfect time to see if you could save.

We offer a Free Home Loan Health Check on your current loan, not just comparing rates, but other loan characteristics, to make sure you are on the best loan for your life.

Contact us today to see how we can help you.

We would love to chat to you about your loan and finance needs! We can meet you at a time and place that suits you.

We service the areas of:

Mount Waverley, Pinewood, Syndal, Brandon Park, Glen Waverley, Wheelers Hill, Burwood East, Burwood Heights, Clayton, Notting Hill, Mulgrave, Waverley Gardens & surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Fantastic and prompt service from Harry and the tem

Fadi
11 July 2022

Thank you again to Harry and the team at Mortgage Choice - GW.
Your enthusiasm to home loans was exuding when I had first come to you for a consult. Your work was efficient and got me across the line faster than I had expected.
Communication was both prompt and professional.
I highly recommend anyone in the area looking for home loansrefinancing to trust Harry and his team to secure the best home loan deal.

Carolyn
19 March 2022

Great service from Harry the team at Mortgage Choice Glen Waverley. Their knowledge experience in the industry was excellent they were always available with any question I had.

Lenny
18 October 2021

The team at Glen Waverley were absolutely incredible during the whole process of helping me find the best mortgage lender to buy my first home. They are always available to talk and answer any questions you have - they made this experience so easy. Could not recommend them enough. Thanks guys

Sarah
18 October 2021

Amazing teams and excellent services. Wouldnt have make it to be the first home buyer without their great efforts.
Strongly recommend to those who struggling with refinance, home purchasing, various loans etc.

Maneath
17 September 2021

Big thanks to the team for helping my mother with her refinancing needs.

Koratt
17 September 2021

The whole team at Mortgage Choice Glen Waverley were wonderful at helping my husband and I with our home loan, especially since we had a unique situation Six out of five stars my husband says

Michelle
18 July 2021

As a first home buyer, the team at Mortgage Choice Glen Waverley could not have made my experience with securing a mortgage more seamless or stress free. They were always available to answer my many questions, ensured I was continually kept informed, and went beyond expectations to secure a mortgage for me that met all of my needs. I am extremely grateful, and highly recommend their services

Allysa
18 July 2021

I was recommended by another person to the Glen Waverly Mortgage Choice and it was a great referral. The team there were so helpful. They explained everything, answered my many questions, chased better rates, followed up missing paperwork and basically made the whole process easy through what is normally a stressful time
Would definitely recommend them.

Cassandra
18 July 2021

I'd like to thank Harry and the team on supporting me with my recent purchase. It was my very first investment property and Harry guided me through the process step by step, with patience and deep knowledge of the industry. I highly recommend Mortgage Choice - Glen Waverley for the best service and best outcome possible Thanks again for helping me get on the property ladder. I'll definitely be back when I'm ready to buy again

Vicki
18 July 2021

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.