Solution finder
I'm looking to Get my finances in order and and I have no idea where to start
edit

Investment advice

Great advice can be a top investment when it comes to building a portfolio of assets tailored to your needs.


When it comes to building financial security, few things are more effective than growing a portfolio of investments.

It’s not just about tucking money into a savings account. Successful investing goes much further.

It involves developing a carefully considered portfolio of assets, each handpicked to suit your views on risk, helping you achieve your long term goals and work towards building financial independence.

A world of assets to choose from

Australia is fortunate to have a well-regulated financial sector, so you can invest with confidence.

However, it is still critical to pick quality investments from the options available.  Your Mortgage Choice Financial Adviser can help you grow a diverse portfolio of investments.

Getting the mix right

To be sure we have the right mix of investments for you, we first invest time getting to understand your needs, your goals, how you feel about risk and your need for income versus capital growth.

It means you will be on track to become a successful investor, growing wealth for the future and achieving your goals today – and tomorrow.

Discover how we can help with:

Many Australians hold investments but have you ever stopped to wonder if your portfolio is really working in your favour? Professional advice takes the guesswork out of investing.

Personal goals form the framework of a portfolio

With a vast range of investments to choose from it’s essential to select those assets that will help you achieve personal goals. So, a sensible starting point is thinking about your needs and aspirations. Remember to divide your goals across short, medium and long term aspirations - different investments are better suited to particular timeframes.

How do you feel about risk?

High returns go hand in hand with greater risk, and having an understanding of the level of volatility you’re comfortable with should be a key factor in your choice of investments.

Diversification offers the best of both worlds

A quality portfolio will hold a mix of investments spread across cash, shares and property, both here and overseas.

Diversifying this way creates the potential to earn healthy returns without being over-exposed to a downturn in any one type of investment.

Growth versus income

You can further diversify across ‘growth assets’ like shares, which provide long term capital growth, and ‘income assets’ such as term deposits or fixed interest, that deliver regular income. The trick is to find the appropriate balance between the two, depending on your individual needs, and this is where your adviser can help.

Asset allocation matters

The way your portfolio is diversified across growth and income investments is referred to as ‘asset allocation’, and it won’t be the same for any two investors.

Your portfolio should be as individual as you are, reflecting your tolerance for risk, the investment timeframe and what you hope to achieve by investing.

It is also important to keep in touch with your adviser to ensure your portfolio is reviewed over time as your needs change.

Investment advice eliminates guesswork

Getting the most from your money means investing in such a way that your needs are met without keeping you awake at night worrying about risk.

Rather than leaving it all to chance, professional investment advice can help you avoid costly mistakes.


Get started with investing

Many Australians hold investments but have you ever stopped to wonder if your portfolio is really working in your favour? Professional advice takes the guesswork out of investing.

This quick video gives you some insights into getting started with investing.

The financial planning advice process

1
Discovery

We'll meet with you to really understand your current financial position, as well as help you identify your financial and lifestyle goals. Together we'll determine the areas where you may need our help... and your first meeting is on us!

2
Research

If you choose to go ahead with the advice, we'll do all the necessary research and develop your personalised financial plan.

3
Approval to proceed

We'll meet with you to present your plan and discuss our recommendations. You will get a Statement of Advice confirming the recommendations in writing.

4
Implementation

Once you are comfortable with your plan, we'll put it into action.

5
Review and update

Ongoing advice is also available, where we will continue to adjust your strategy to meet any changes in your circumstances. We'll meet with you at least annually to keep you on track to achieving your goals.

Talk to your local financial adviser today

Things can change quickly in the market.

Subscribe and stay informed with news and industry insights.