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Income protection insurance

3 in 4 Australians will be diagnosed with a serious illness in their working life.1 How would you sustain your lifestyle and pay your bills if you were injured or too sick to work?

1Australian Bureau of Statistics


It’s mad to think that most of us don’t think twice about insuring our home and car but hesitate when it comes to protecting our income. 

Likely your largest asset, protecting your income is as important as growing it!

Bills don’t stop when you’re unable to work, and the costs of recovery can add up.

Finding yourself in these circumstances is emotionally demanding; and the last thing you’d want to have to think about is your mortgage or car repayments and day-to-day living expenses.

Even if you’re only out of work for a short period, your finances could be significantly stretched.

Income protection or ‘lifestyle’ insurance – pays up to 75% of your income if you are ill or injured and unable to work. This money helps you stay on top of mortgage repayments, pay for medical expenses and cover living costs like food, petrol, utility bills, clothing and school fees while you recover.

Income protection insurance is tax deductible and cover can start from as little as $2 a day. It gives you peace of mind that if the unforeseen happens, you’ll have funds to help you get back on your feet again – without putting a major dent in your savings or racking up debt.


On a Perfect Day...

On a beautiful Sunday afternoon John's working life was taken from him in the most violent of ways when he was involved in a horrific car crash in which an 18 year old girl was killed. At that time he didn't know that he was about to face years of rehabilitation and counselling.

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