Solution finder
I'm looking to Get my finances in order and and I have no idea where to start
edit

Super advice - manage one of your biggest assets

Superannuation is money that will let you enjoy the time of your life when the time comes to retire, so take control of your super today!


Superannuation is designed especially to fund your retirement. That makes it your best asset to enjoy a richly rewarding lifestyle when the times comes to hang up your work boots.

Your Mortgage Choice financial adviser can help you make the most of your super – from selecting a fund, or supporting you as you take control your nest egg through a self-managed super fund, and provide advice on how to grow your nest egg through contributions.

Whatever option you choose, super is your money for the future. So it’s worth playing an active role in growing, tracking and managing your nest egg throughout your working life.

Retirement can roll around surprisingly quickly, and that’s when your super plays a key role shaping the quality of your senior years.

Great advice is a worthwhile investment to grow your super

Your Mortgage Choice financial adviser can help you decide a range of important super strategies including:


What's special about super?

Superannuation is money that will let you enjoy the time of your life when the time comes to retire, so take control of your super today! There's a lot to love about super – it's your nest egg that is growing for the future. Best of all, it's your money and you have control over how it is invested at every stage.

Watch this short video to find out more about super.

Things to consider

What’s so special about super?

Everything! During our working life, your employer makes contributions to your super fund. How easy is that? This money is invested in the way that you choose, giving your super savings the benefit of compounding investment returns – which means you can generate returns over time on your reinvested earnings.

Money for a rewarding retirement

When you retire, your super offers a source of cash to fund the lifestyle you want to lead in your retirement years, whether that be taking a world trip, renovating your home, exploring new hobbies or simply enjoying a relaxing lifestyle.

Super is tax-friendly

Money held in super is lightly taxed. This is a real plus because more of your money goes to work investing for your future. Super can also be a tax effective way to pay your life insurance premiums.

Pick your investment strategy

Just because your super is designed for retirement doesn't mean you don't have control over the money today. You can – and should, let your fund know how you'd like your super invested by nominating the investment strategy that suits your goals.

It’s worth choosing the fund that suits you

The vast majority of workers have the freedom to choose their own super fund, and it’s definitely something worth doing. It will help you keep track of your super and let you and your family enjoy the protection of a low cost life insurance strategy that has been tailored to meet your needs.

Consider adding a bit extra

You have the flexibility to add extra contributions to your super, and this is an easy way to grow your nest egg over time. Even small additional contributions can grow to something big by the time you retire.

We believe that every Australian has the right to home loan and financial advice they can trust and afford.

Our transparent and consistent pricing structure tells you exactly what you’ll get for your money so you are always in control. No hidden fees… no surprises!


How does a financial adviser get paid?

TBA_couple_meeting_broker_office_805x380.jpg

Whether you have a single need or want a full financial plan, we'll help you work out the advice you need now – and we'll be there to help as your goals change in the future.

It's relevant for everyone, no matter what's going on in your life or how much money you have.


Top tips for your life stage

TBA_family_outside_805x380.jpg

Great advice is fantastic but only if it’s actually implemented – and then regularly reviewed so you can tick off those goals as you achieve them.

Not only will we keep you on track to achieve your goals, we’ll help protect what you’re building along the way.


What does a financial adviser do?

TBA_heart_805x380.jpg

Planning your retirement


Planning to get there

Investing for retirement from an early stage lets you enjoy the benefit of compounding returns. It means your investments do more of the work for you. There are a number of straightforward ways to save for retirement, and it’s important to choose the option that best fits your lifestyle.


Work out what you need

Use our free calculator powered by Investfit (TM) to see what you could expect in your retirement and whether your current investment strategy is right for you.


Living the dream

One of the key challenges of retirement is making our money last the distance. Making plans today is the best way to ensure your nest egg lasts through a long and richly rewarding retirement.


Your local Mortgage Choice expert


Tell us your location and we'll find the closest expert to you. Or, enter a suburb or name to find the expert you're looking for.


Find me a...


or

Things can change quickly in the market.

Subscribe and stay informed with news and industry insights.